Homeowner Dwelling in NY

[pmontanez]

Hi Folks,

I'm just wondering if someone had a market for a Homeowner in Lynbrook NY with 3 prior loses in the past 3 years?
08/24/2011 Theft $5084
03/13/2010 Windstorm $8,259 CAT Claim
01/04/2010 Water Damage $4712

Customer is being not renewed by State Farm..

Thanks

 

[Guest]

the catclaim shouldnt be surcharge or matter, most carriers will ignore that.

Why dont you call your U/W????

and you might still find a preferred carrier with the 2 claims,

three will be E&S, anyone will do that

 

[pmontanez]

Already call few UW.. no more than one Paid claim in last 3 years here in Nassau County NY

 

[CaptiveBroke(r)]

I've been away from P&C for about two years now but what about NY Property C-Map. How far from the water...qualifies if under a mile in some cases and you can write an HO-4 to cover contents and liability.

Under C-Map, you can request the NY Property policy be replacement cost.

You help the client if they can't get the coverage and you get three apps...property, contents and flood.

You can always try with a non-admitted carrier.

Just my two cents. Good luck

 

[robtmccarthy]

If you haven't already found a home for this risk, Try Morstan.
They are based on Long Island, and have a good number of markets for long island homes.

Morstan General Agency, Inc.

I use them mostly for commercial so i don't have a name for you. But good luck.

 

[pmontanez]

Insured is being non-renew by State Farm.. most of the carriers rejected (tower, nagarraset, Occidental.. otsego..etc). I'm going to try Morstan since I think I still have some appointments with them... If Not...we will have to do the C-map but I'm afraid that I wont be able to match her current coverage.. plus I believe c-map just write ACV in this area ... thanks for your help!!!