How Can I Find Out what LH Quotes?

I met a couple that took out plans recently and I can blow them outa the water with a fully undwritten product from RNA. I know they are a few dollars over Monumental, so I wanted to calculate average savings using standard rates from RNA so they can see a rough estimate of a yearly savings amount by switching. I find LH in this area so I like to also be prepared for the future confrontations.
I sent them a SOC card with the rates for smoker and non. I will follow up to see if they are interested.
 
They use to be on the fex quote engine, but they made Adam take them off, because their rates were so much higher than the other companies.
 
I met a couple that took out plans recently and I can blow them outa the water with a fully undwritten product from RNA. I know they are a few dollars over Monumental, so I wanted to calculate average savings using standard rates from RNA so they can see a rough estimate of a yearly savings amount by switching. I find LH in this area so I like to also be prepared for the future confrontations.
I sent them a SOC card with the rates for smoker and non. I will follow up to see if they are interested.


You shouldn't have to use fully underwritten to beat the rates significantly. The only exception is male smokers. They are not terrible on those.
 
You shouldn't have to use fully underwritten to beat the rates significantly. The only exception is male smokers. They are not terrible on those.


Agree, 99 out of 100 you will beat LH with just Simplified with RYN. You also get an immediate answer while talking to your clients. I am finding this to be an excellent way of doing business. I just recently got licensed with them and I am really starting to like the way RYN handles there business. From the policies they have, there friendly and efficient home office staff, there rates, and there marketing materials. I may be using RYN as my go to company.

As far as LH giving out rates to anybody? Good luck, they try and hide those as much as possible. I do say they generally are a good company for paying a claim right away. I thought there was a thread on here where somebody had there recent rates, but I could be wrong.
 
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