Huh?

[FLM2]

That seems to be the standard response from my clients as they get their termination letters (along with my email telling them about the termination) from Aetna, Humana, and others for their pre-2014 plans.

Actually, the standard response is more like 'WTF'? They don't understand why they are being terminated and, even after getting a fairly detailed answer from me they still feel the same way.

POTUS would have been better off keeping the OEP with the October 1st start date, at least his constituency (subsidy eligible) would know their 2015 premiums and plans so might be more inclined to vote for his congressional candidates. As it stands now, uncertainty about this probably won't help him much considering all of the negative press to date (and well deserved,, of course).

 

[Yagents]

This is the first real year for the "PAIN" to rear it's head, as those who kept their NON GF policy, did so.......... for a reason.

My client in Venice, young family of 3 paying $322/mo now for 10k HSA + RX then 100% just got a letter that he is being converted to ACA 7k HSA for $822/mo. $500/mo increase.

He's considering going uninsured even though I can get his price down to $650 which is still $300/mo increase. (Not APTC eligible in case one of the cheerleaders of the law is reading this).

At this rate, the middle class will be the highest uninsured rate within 3 yrs.

 

[FLM2]

This is the first real year for the "PAIN" to rear it's head, as those who kept their NON GF policy, did so.......... for a reason.

My client in Venice, young family of 3 paying $322/mo now for 10k HSA + RX then 100% just got a letter that he is being converted to ACA 7k HSA for $822/mo. $500/mo increase.

He's considering going uninsured even though I can get his price down to $650 which is still $300/mo increase. (Not APTC eligible in case one of the cheerleaders of the law is reading this).

At this rate, the middle class will be the highest uninsured rate within 3 yrs.

I know you are almost exclusively HSA but a young family of 3 (2 30 year olds, 1 child) in Sarasota County on an Aetna Catastrophic plan has a premium of about $400 a month for next year (assume 5% rate reduction from 2014, in line with their filing)-benefits are the same as their Bronze 6350 PD.

Rather than losing a client and them losing insurance, isn't this a better way? Just saying...