Human Services P&C Niche Market

[PotentialFarmer]

Currently I'm contracted with Philadelphia to handle some of these niche non profit markets such as residential care and a lot of different Professional Liability (E&O) markets, however their underwriting guidelines seem to be rather strict. I'm looking to see if you guys know who else I should be quoting with for these types of risks? Just lost a 14,000 dollar premium case because they denied it and I didn't have anywhere else to take it.

 

[moeasadi]

For E & O try Burns&Wilcox wholesaler.The have offices nationwide.

 

[david J]

Chartis/Aig had a very good human service division

 

[Air Jer]

Don't call it a case - that's life insurance. Call it an account - that's P & C insurance. Tell a P & C underwriter you are working on a case they will chalk you up as a life guy and most life guys don't know anything about P & C and they will be very cautious with you. Philadelphia is a different breed - I've quit working with them. They apparently don't need my business.

 

[david J]

Call it what you want. As long as you are binding buss. with them they will take you seriously.
Philly is a difficult comany to work with but they have a product that is worth the work.
I have over $2,500,000 on the book with them and have a great relationship that took time to grow.

 

[Air Jer]

David J.
What have you found that works with Philly and are you in a major metropolitan area?