Introduction

Just wanted to introduce myself and say hello. I am about to finish up my pre licensing requirements for property and casualty. I already passed the final exam. I am starting this thread as an introduction of myself and for other new people to introduce themselves. I look forward to reading and learning more from others about the industry.
 
Hello and welcome! I just received my login information for Testeachers.com. I'll be picking up my books next week and start my pre-licensing studying here in Colorado.
Best of luck to you when you take your state exam!
 
Thanks for the best of luck wishes on the exams. I'm not sure how it is in other states but here in NC there is a separate test for property and one for casualty. I took my classes with 0chance2fail.com Let me know if you have any questions when you are doing your classes. As someone who recently went through it I have a fresh outlook on course material.


Hello and welcome! I just received my login information for Testeachers.com. I'll be picking up my books next week and start my pre-licensing studying here in Colorado.
Best of luck to you when you take your state exam!
 
Thanks so much for offering your wisdom :) What LOB (lines of business) are you going to specialize in?

Yes, here in Colorado, it's also broken up into two tests as well, except, if you do the course in class/lecture with a teacher, then you take several short quizzes throughout the class, instead of one big test. It's 2 days, so day one is Property and day 2 is Casualty.

I looked at all of the materials online, and I kind of freaked out, but then I calmed myself down and said, "You can do. Just do it!"

I think I have added pressure/stress, because I was in insurance (for many years) on the Claims side (as well as Legal/Reg Compliance and Finance/Premium Audits), that everybody expects I'm going to just do so well on it, that I have that added stress to NOT fail :(

Regardless, all of this stuff is expensive, so I NEED and WANT to pass the first times, so I don't have to retake anything. My study schedule will be 5-6 hours a day for 5 days a week until my class on Oct 1 & 2nd. If I successfully pass those prelicensing tests/quizzes, then I'll sit for my state exam within 5 days of completing the course, so the info is relatively "fresh" in my mind.
 
Thanks Todd, I'm excited to be starting a new journey in life.

D. - I am wanting to start with personal home and auto to start and get my feet wet as I am new to the industry but I do want to (relatively quickly) condo and rentals. I am not too far away from a few beaches so I think this area would be good too. There are also many farms in between so I thinking that there is opportunity there as well. With that said it think it will also depend on where I get a job after getting licensed. From what I read I am thinking that some companies are more competitive in own niche. So I figured I will have to adapted to which ever company (or inde) I end up at. I networked with inde metlife guys here. I have want to still research how competitive there auto and home is though. How about you?
 
@NCAgentRob. Condos and rentals can be lucrative too. I would recommend that you check out a website called, BiggerPockets.com. It's primarily geared toward real estate: flippers, wholesalers and investors; however, there are ALWAYS people from one of those categories that's asking insurance related questions about getting insurance for their vacant properties; rental properties, etc, so that could be a great niche for you.

I'm focusing on commercial insurance, not so much personal lines. I will be (initially) focusing on harder to place risks like restaurant, bars/taverns, commercial auto and boutique/franchise hotels. My interest lie in hospitality related industries, and I'm comfortable in that realm. In my past life, I did a lot of claims in that E&S marketplace in these related areas, so I'm hopeful that will help too. The main thing will be to get out there and meet people, network and get to writing some business as soon as I can. The P&C commercial side is tougher to get in to, and takes time to build up, but I plan on doing this for a long time.
It's good you know some insurance people too, as that will help you as well. I haven't really reached out to any of my former contacts yet. I won't do that until I successfully pass the tests and ensure I get my license.
 
Thanks for the tip. I will look into that site. Yeah, i networked just a little to see what was out there as far as work goes but i will do moreof that after i pass my exams and get licenced. I hoping to find a job after get p and c licenced but i find that also getting a life license will help if not mandatory.

I can relate to you desire and pressure to pass the first time as well.
 
Hi there,

New agent here too, in Michigan. Well I just got my certification and I am interested in staying independent. I am wondering how to establish connections with the insurance companies in the property and casualty fields to start writing.
As I said I am new to this whole field and I want to build up my own agency.

Any insight will be greatly appreciated. I am wondering if working through an established agent will get me better rates to offer my customers.

Thanks in advance.
AgentinMich
 
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