Knox Tn Returning Agent ...need Suggestions on Carriers

[gittarpikk]

greetings,

I live in the Knoxville Tn area, have a bit of a unique need and looking for competitive carriers I can work with on a 10-99 basis.

first, here is my history

1978 agent with Met Life , too young and nieve and did not consider myself very sucessful although I was around a lot of VERY sucessful agents... had good training.

mid 90's , and old agent took me under his "wing" and I signed with a health company that provided leads for all the agents and we worked through the leads generated from the county co-op. I became quite successful but eventually the lead system was corrupted by the young office manager and a lot of the agents (myself included) went elsewhere....but was not near as successful.

Lately, I was intrigued by the NAA opportunity and set about getting my Life and Health license. I did some research on the NAA deal and found a lot of woes about it and the associated leads. The couple I was to start with never returned my last emails and phone calls, so I gave up on NAA....maybe or not this may have been a "sign"

Was offered an opportunity with a local company and liked the program and benefits but not sure I could provide the required "agency" work and would be captive with them....another thing I did not like.

Here is my situation and thoughts.

I took a position with a credit card processing company and like the work and the free appointments (all B2B) and am actually quite sucessful with them and make good money.. I am always around business people every day and can and have been turning up a LOT of good propects and RL's. So much so, I could actually probably write a new piece of business each evening...at least every other evening.

I work B2B during the day and would like to offer competative

Group or individual
Life (all products including accelerated benefit riders)
Health
Disability
Cancer
Annuities

I would need some good "training" on the products and support including forms etc.

Although I have a great B2B lead system, I was originally looking at the mortgage term lead program NAA has and would really like to see something similar if it is reliable.

To me the business I am in, and the mortgage term program would work hand in hand and stay out of each others way.

I am very web savvy and know a LOT of proven google tricks and could easily set up my own website.One of my sites had over 200 search phrases in google, msn and yahoo as number one, two and three. (have a LOT of proven successfull placing experience (SEO) in this area) so the ecommerce angle (backing up a good on the ground business)is also important.

I would also like a good affordable insurance group option if achievable as I lost all my group benefits in a lay off in the spring.

Nuff sed! Any of you guys got any suggestions?

 

[somarco]

Let me see if I understand.

You sell credit card processing by day and want to add insurance products as an oh, by the way?

 

[hockeyday]

i have no idea what you want, i think your saying you have cc leads that your
going to sell health insurance too is that right

 

[TristanTLC]

If all you are looking for are products to add to your portfolio, and the training to sell them; there are lots of people on the forum that can assist you. If you are looking for an agency to hang your hat that will provide you with group benefits, and still let you work the credit card business; I don't think you'll find such a place.

Perhaps best to take some contracts, get some training and then sell those products on your own. Add the products you want to your portfolio and be completely independent of any agency. If you are looking for a good mortgage term and non mortgage term product, we will be glad to make recommendations.

 

[magagent]

I am kinda confused by the question also but let me put my personal spin on it. It sounds like you have a good set up with the CC company and are doing well so stay put... From 8-5 work the CC appointments, In the evening time work a few nights a week and go on some Mortgage Protection appointments..

 

[HarryRenard]

Did you ever think about any possible conflicts in trying to sell insurance to your company's clients. Insurance is really a full time job if you want to be successful.

 

[gittarpikk]

i have no idea what you want, i think your saying you have cc leads that your
going to sell health insurance too is that right

actually no....but if in the course of the conversation I lead into an insurance need, yes... I plan to do the ole' cloverleaf around the CC lead for the insurance ...and the insurance is not an Oh , by the way. Actually later will eventually turn into the only thing I do. But the fact that I am "out there" in the B2B environment (due to an appointment) is invaluable IMHO
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If all you are looking for are products to add to your portfolio, and the training to sell them; there are lots of people on the forum that can assist you. If you are looking for an agency to hang your hat that will provide you with group benefits, and still let you work the credit card business; I don't think you'll find such a place.

Perhaps best to take some contracts, get some training and then sell those products on your own. Add the products you want to your portfolio and be completely independent of any agency. If you are looking for a good mortgage term and non mortgage term product, we will be glad to make recommendations.

I am seeing this concerning the "hang your hat " agencies ..I should be able to just purchase a good health policy for me and wife, however a group option would be better.

Yes, I would be interested in a good mortgage term reccommendation ...med and non-med

 

[TristanTLC]

give me your email address i'll send you some grids for your review

 

[gittarpikk]

I am kinda confused by the question also but let me put my personal spin on it. It sounds like you have a good set up with the CC company and are doing well so stay put... From 8-5 work the CC appointments, In the evening time work a few nights a week and go on some Mortgage Protection appointments..

Exactly...
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give me your email address i'll send you some grids for your review

gittarpikk2008 (you know) aol (dot) com

 

[somarco]

Tristan is (by his own admission) a whore willing to work for anyone who will flash some cash. I would not follow up on his offer.

You need to make a decision which road you will follow. You lose credibility when you promote one product then follow up with something else totally unrelated. The folks in Knoxville are not all that sophisticated but they know enough not to fall for a guy who comes across like a tin man.