Lowest Cost FE Plan for 85 Year Female

[zoretic1]

I am looking for the lowest cost FE plan for an 85 yr old female. Is in good health and looking for coverage. I know Monumental is an option, any others that beat their cost?

 

[Mattschmidt]

A GREAT website to subscribe to that will show you rates is Final Expense Quote Engine

It will answer all your questions

 

[jdeasy]

I am looking for the lowest cost FE plan for an 85 yr old female. Is in good health and looking for coverage. I know Monumental is an option, any others that beat their cost?

No one is going to beat Monumental by much. If you already have them then go with them.

That is one of their niche markets.

If the lady is as good health as you say then you could go fully underwritten with RNA. It's a $25,000 minimum but the cost per $1000 is unbeatable.

 

[Todd King]

American Memorial is going to be the cheapest. It's $111.95 for 10K. That's by my calculation. FEQuotes says $111.95, same as mine. CSG Acturaial says it's 109.25.

Either way, they should be the cheapest.

 

[jdeasy]

American Memorial is going to be the cheapest. It's $111.95 for 10K. That's by my calculation. FEQuotes says $111.95, same as mine. CSG Acturaial says it's 109.25.

Either way, they should be the cheapest.

That is considerably less than Monumental at $129/mo. That would be the way to go.

 

[zoretic1]

No one is going to beat Monumental by much. If you already have them then go with them.

That is one of their niche markets.

If the lady is as good health as you say then you could go fully underwritten with RNA. It's a $25,000 minimum but the cost per $1000 is unbeatable.[/quote


Are you referring to a different life plan with RNA other than their SIWL plan that has a 25,000 MAXIMUM?

 

[TDFnCali]

No one is going to beat Monumental by much. If you already have them then go with them.

That is one of their niche markets.

If the lady is as good health as you say then you could go fully underwritten with RNA. It's a $25,000 minimum but the cost per $1000 is unbeatable.[/quote


Are you referring to a different life plan with RNA other than their SIWL plan that has a 25,000 MAXIMUM?

Yes, hes referring to their Essential Life for kids, young adults & all the way to 85, Fully UW....over 18 for that product is 25k. SIWL is only 50-85!

 

[zoretic1]

Yes, hes referring to their Essential Life for kids, young adults & all the way to 85, Fully UW....over 18 for that product is 25k. SIWL is only 50-85!

Do you know the cost per thousand and the maximum face for 85yr female with the RNA Essential Life plan?

 

[Todd King]

Do you know the cost per thousand and the maximum face for 85yr female with the RNA Essential Life plan?

Essential Life
issue ages:

• 20-Pay Life plan: 18-80

• Life Paid-up at 65 plan: 18-60

• Level Pay plan: 18-85
Face AmountEssential Life $25,000 minimum

• No maximum (subject to underwriting and reinsurance restrictions)

The rate per 1000 is $103.42