M.S. & Myasthenia Gravis

[JimmyUt]

I have a 72 year old female who has both issues and is taking meds for M.S. I know I used Foresters in the past to cover M.S., but was checking to see who else might cover these as Immediate Benefit. I no longer have a Foresters contract.

 

[goillini52]

I have a 72 year old female who has both issues and is taking meds for M.S. I know I used Foresters in the past to cover M.S., but was checking to see who else might cover these as Immediate Benefit. I no longer have a Foresters contract.

That's a tough case. Is she wheelchair bound...how about ADL's.

Somebody posted a list of which companies will write different conditions. Myasthenia gravis isn't listed, but M.S. is.

MULTIPLE SCLEROSIS
Americo
Foresters
American Continental – graded 40/75/100
5 Star- graded – 30/70/100
M/Omaha- graded – 110% of prem 2 yrs
Monumental – STD level
Royal Neighbors –graded 30/70/100

WHEELCHAIR*
Monumental level if not [FONT=Arial,Arial][FONT=Arial,Arial]confined [/FONT][/FONT]to wheelchair.
American Continental graded if yes 40/75/100
* applies to illness/disease only, not rehab from surgery/injury.
Royal Neighbors if not [FONT=Arial,Arial][FONT=Arial,Arial]confined [/FONT][/FONT]to wheelchair.

ADL'S
American Continental
Monumental Life
Americo
Five Star if not 2 or more
Royal Neighbors


Hope this helps.

 

[JimmyUt]

Thanks for the info. She has no apparent issues with either. No wheelchair and no problems with ADL's