Medicare Plans M & N...

[Success]

I just got the rates today for UoO on plans M & N.
Here are the rates for the "Modernized Plans"

70 Years Old... A= 104.23 C=149.53 D=124.10 F=151.04 G=125.36 M=120.08 N=112.52

Plan D= 124.10 & Plan N=112.52

So... Plan N is only $11.58 cheaper per month, or $138.96 per year.

The co-pay (which the client would pay) is UP-TO $20 per doctors visit, and UP-TO $50 per ER visit (however, that can be waived).

To me, it seems like plan D would still a better "investment" of your premium dollar...

However plan N may be good because it is guaranteed issue for some companies.

I guess for healthier clients, plan N may be better, and for people who are more likely to go to the doctor, Plan D may be better...

Plan M looks like ass, because it only pays 50% of the part A deductible... Whats the sense on "potentially" saving (compared to plan D) about $50 a year, when you may have to pay $550?

Any thoughts?

 

[Tom Highway]

Agree. I am not as thrilled about these new plans as I thought I would be

 

[Russ]

What state are you in?

I wouldn't be writing plan N w/UoO in whatever state you're in vs. a plan(D), that has no $20 co-pay and no $50 ER co-pay if the difference is only $11.58 a month.

That makes no sense to even write N w/UoO in that state. Maybe other companies will have a better deal.

Another thing about writing plan N is....phone calls you'll get from clients wanting to know if they need to go ahead and pay Dr. Feelgood for a bill for $20 or a hospital a $50 bill they get for an ER visit.

Just my personal opinion....I know others work differently, but I still prefer to write plans C and F. Really I should just write plan F in Florida. The difference between C and F w/MoO and AARP is so insignificant, it's better to write F. Covering the unapproved charges.

 

[MedSuppPro]

pay Dr. Feelgood for a bill...

Just my personal opinion....I know others work differently, but I still prefer to write plans C and F. Really I should just write plan F in Florida. The difference between C and F w/MoO and AARP is so insignificant, it's better to write F. Covering the unapproved charges.

Is Doc Feelgood a Urologist?

I agree... I mostly write the F'n plans.

What does Yoda write most of?
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What state are you in?

Success uses an Ohio flag.

Damned if I know...

​

 

[Russ]

Success uses an Ohio flag.

Oops! I didn't see that.