Must Have FE Companies

inreverse

Guru
100+ Post Club
940
MN
To cover the broadest range of clients, who should an independent agent have in his "tool box"? Top 6? How about these? What do you think?

1. Oxford
2. RNA
3. Monumental
4.American Continental
5.American Memorial
6. Vantis
 
Another company that does not have a POS interview is Americo. Rates are a bit less than Monumental. They also have one of the best smoker rates and they do not consider smokeless tobacco as a tobacco user.
 
To cover the broadest range of clients, who should an independent agent have in his "tool box"? Top 6? How about these? What do you think?

1. Oxford
2. RNA
3. Monumental
4.American Continental
5.American Memorial
6. Vantis

That's a pretty good mix.
 
To cover the broadest range of clients, who should an independent agent have in his "tool box"? Top 6? How about these? What do you think?

1. Oxford
2. RNA
3. Monumental
4.American Continental
5.American Memorial
6. Vantis

How is this vantis final expense, any bad experiences?
 
How does Foresters compare to RNA?


Within $1 or $2 of each other just about always...although Foresters is usually better for male smokers (RNA is the last place Id take a male smoker). I hyped up RNA the other day for a 74 M NS Diabetic & quoted him $55 for 6k....come to find out his heart surgery was before 50 & I couldnt use RNA (my preferred choice). So I looked at Foresters....it was $54, thats pretty typical!
 
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