Need Help! Small Business Group in MD

HarryRenard

Guru
100+ Post Club
I am not new to the business I have spent the last 9 yrs focusing on seniors primarily annuity with some life and med supp. I am indy and my FMO/IMO's for the most part specialize in what I do which is why I choose them, so they will not be to much help.
Group health is completely new to me so all help will be appreciated

The group is 9 (7 indiv--2 fam) and they are mostly women if that matters.
They just got a notice of a pretty hefty increase which is what prompted this. Right now they have

CareFirst BlueChoice HMO--4 Tier
OPT. 5 w/core vision- $30/$40 $250
RX $15/$25/$50 $250 DED (BC)

$250 (P.P)---$500 (P.F)
This runs them just under 60K a year, I dont think they want to go with an HSA but I cant say for sure.
Any help as far as what other information is needed to really shop this around and what questions I should be asking to find the best plan.
Thank you in advance.
 
Harry,
Let the pros handle the group stuff. You should stick to what you know. Groups can be very tricky.
 

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