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The prices are higher than my other companies. 15% to 20%
Unless you compare the no height and weight factor. If a client is 5'7 375 pounds, I can write them a normal non graded with them. I would have to write a graded with most other F.E. Companies. I can also write the client over the phone in 10 mins and have it issued the next day.
I guess they take the higher premiums to pay for the 24 hour jet issue, and the 10 min over the phone process and the stuff they give you like leads for $275 per 1000 and the Final Wishes pieces and other stuff.
This would not be my main company, but it great to have on some cases. I do love how easy they make this business and how fast they issue business and pay commissions.
RNA does not ask ht/wt. Foresters has you put it on the app, but, no one is declined or rated for build.
That is not a compelling reason to sell an over priced product.