I had know idea how shady people think MGAs are. WOW! I have been reading posts on this forum for a few weeks and just decided to jump on in. I'm a bit nervous, as it seems most people on this site are out for blood from their uplines...and that's what I am...an upline! OY! From what I've read, I can ABSOLUTELY tell you, I am not your typical MGA. I've been in the industry for 7 years and have begun to take over my father's business. We've been servicing broker/dealers for over 25 years and I've decided I want to reposition ourselves to service independent brokers/agents/producers. Apparently, people on this site are used to signing contracts and assigning commissions - well, that's not how I do business. I look at it as I am providing a service, which I should get paid for. However, that being written, I would not be able to provide the service without the business, which is why I offer higher percentages than most. If you call me, I answer. If you e-mail me, I respond. Maybe because I am of the next generation I get it. Either which way, I wish MGAs didn't have such a bad reputation. I am here to learn what I can and to hopefully forge some good relationships with other people in the industry and maybe do some work.