New to the Forum

[Tim from Montreal]

I am delighted to have the opportunity to learn from and perhaps help others in the area of Living Benefits - DI, CI & LTC. My legal and tax knowledge is Canadian but my product knowledge should cross borders (possibly with some clarification or changes needed). I myself have been slightly disabled for 51 years and have seen how it affected my mom, dad and both my brothers. I will just make one comment - every time I read about the two sure things in life (death and taxes) I want to scream - Stephen Harper (on my side) or Mr. Obama (on yours) COULD repeal taxes tomorrow (I certainly would not expect it to happen - BUT IT COULD) while it would LITERALLY require an act of God to repeal all the disabilities we are subject to. I have limited feeling in my right hand - due to a work injury in 1963 - AND I KNOW I WILL BE DISABLED AGAIN! Will I be lucky - like my grandmother who had moved into a seniors' residence - went out for supper with one of her children - had a lovely supper - came home - slept well - went out in the garden - keeled over with a heart attack and died? OR will I be like the mother of a former colleague who suffered from dementia for more than a decade? It WILL happen - all we do not know is the timing and the duration. Anyway - glad to be here. If you are curious - ask me about my brother and why I am so passionate about this issue

 

[WinoBlues]

I am delighted to have the opportunity to learn from and perhaps help others in the area of Living Benefits - DI, CI & LTC. My legal and tax knowledge is Canadian but my product knowledge should cross borders (possibly with some clarification or changes needed). I myself have been slightly disabled for 51 years and have seen how it affected my mom, dad and both my brothers. I will just make one comment - every time I read about the two sure things in life (death and taxes) I want to scream - Stephen Harper (on my side) or Mr. Obama (on yours) COULD repeal taxes tomorrow (I certainly would not expect it to happen - BUT IT COULD) while it would LITERALLY require an act of God to repeal all the disabilities we are subject to. I have limited feeling in my right hand - due to a work injury in 1963 - AND I KNOW I WILL BE DISABLED AGAIN! Will I be lucky - like my grandmother who had moved into a seniors' residence - went out for supper with one of her children - had a lovely supper - came home - slept well - went out in the garden - keeled over with a heart attack and died? OR will I be like the mother of a former colleague who suffered from dementia for more than a decade? It WILL happen - all we do not know is the timing and the duration. Anyway - glad to be here. If you are curious - ask me about my brother and why I am so passionate about this issue

Welcome aboard.

................