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Just got notification today that Wellpoint will no longer sell stand alone kids policies in any of the states they do business in.
This is going to hurt a lot of families.
This is going to hurt a lot of families.
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Just got notification today that Wellpoint will no longer sell stand alone kids policies in any of the states they do business in.
This is going to hurt a lot of families.
When is open enrollment?
No one knows because HHS has not decided.
BCBSGA (an Anthem/Wellpoint company) is taking the stance they may deny coverage to children if they apply outside of open enrollment.
When is open enrollment?
No one knows because HHS has not decided.
Until then, they will average the rate up on the child with the rest of the family members making everyone in the family cover the risk associated with the sick child. If the family rate up is inadequate, the child will be denied coverage and can apply again during open enrollment but only as part of a new family application.
Until I receive written communication I'm not posting carrier names. However, on the horn with two carrier reps yesterday, both offering "guaranteed issue" coverage for children with a family app.
I played devil's advocate and asked how it would work if the child had, say, cancer - thousands a month in ongoing care.
Both reps said they would likely "be forced" to decline that application. I rebutted with "so it's guaranteed issue....kinda."
Not much of a reply. Both said they are working on agent guides but I'm not holding my breath.
Come 9/23 if you submit a family case where the child has to go guaranteed issue I suggest forming a group circle where everyone can hold hands.