Hello all,
I have been writing personal and commercial P & C coverage for a few months, so far just BOPs. When I started, the firm I was with had an experienced in-house commercial lines manager, who helped me greatly, answering questions as I learned and basically preparing the proposals for more complicated coverages such WC, commercial vehicle and fleet and coverages on more specialized risks often being surplus lines. Now, I have a wonderful opportunity to work with an established agency whose book is predominately personal, and is looking to me to build a commercial book.
FYI, I am set as a 1099 contractor, split commission with the agency, will be able to purchase my book on very favorable terms should I choose to do so some day, have a great deal of autonomy, the agency provides me with a desk, computer, phones, and access to the carriers.
I market primarily via phone cold calling small to medium sized businesses, to consult and quote their commercial lines as well as their personal auto and home. I also market via various other methods as well.
I am looking for someone that is very experienced in quoting, underwriting, and handling claims in the commercial lines....
and has the time and inclination to be a mentor to someone such as myself. Perhaps a person that is now retired, and/or
though still actively working ...has time to share their knowledge. I also have a burning desire to know how claims are handled, and how to explain how the coverages work in real time when a claim occurs.
One negative I have is I tend to want to know exactly how every coverage works, what is covered in all situations, what are the "catches", why wasn't there coverage in that situation and was in the next very similar situation, etc., etc. I want to be able to answer any question asked of me by a client correctly. Yes ...I know the answer..."you know, I'm not quite sure about that, but I know where I can get the correct answer and I will be right back to you with it ASAP"..... but I feel when you have to do that, it undermines your position in the eyes and opinion of your prospect/client.
So.....if there is any one out there that would like and has the time to be a mentor to this apprentice, I would love to hear from you. I know this post may sound gullible and naive to some, but I am quite sincere, fascinated by this complicated business and have a burning desire to succeed. I thank you for your time.
I have been writing personal and commercial P & C coverage for a few months, so far just BOPs. When I started, the firm I was with had an experienced in-house commercial lines manager, who helped me greatly, answering questions as I learned and basically preparing the proposals for more complicated coverages such WC, commercial vehicle and fleet and coverages on more specialized risks often being surplus lines. Now, I have a wonderful opportunity to work with an established agency whose book is predominately personal, and is looking to me to build a commercial book.
FYI, I am set as a 1099 contractor, split commission with the agency, will be able to purchase my book on very favorable terms should I choose to do so some day, have a great deal of autonomy, the agency provides me with a desk, computer, phones, and access to the carriers.
I market primarily via phone cold calling small to medium sized businesses, to consult and quote their commercial lines as well as their personal auto and home. I also market via various other methods as well.
I am looking for someone that is very experienced in quoting, underwriting, and handling claims in the commercial lines....
and has the time and inclination to be a mentor to someone such as myself. Perhaps a person that is now retired, and/or
though still actively working ...has time to share their knowledge. I also have a burning desire to know how claims are handled, and how to explain how the coverages work in real time when a claim occurs.
One negative I have is I tend to want to know exactly how every coverage works, what is covered in all situations, what are the "catches", why wasn't there coverage in that situation and was in the next very similar situation, etc., etc. I want to be able to answer any question asked of me by a client correctly. Yes ...I know the answer..."you know, I'm not quite sure about that, but I know where I can get the correct answer and I will be right back to you with it ASAP"..... but I feel when you have to do that, it undermines your position in the eyes and opinion of your prospect/client.
So.....if there is any one out there that would like and has the time to be a mentor to this apprentice, I would love to hear from you. I know this post may sound gullible and naive to some, but I am quite sincere, fascinated by this complicated business and have a burning desire to succeed. I thank you for your time.
