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Had an insured ask me today if there is any policy out there that would cover damage to thier rental property by a tenant. I've never heard of anything like that, so I thought I'd ask here.
Policy to Cover Tenant Damage?
- Thread starter robb01
- Start date
- 170
- Thread starter
- #3
- 191
seems like that is a typical rental dwelling policy
Read the policy carefully. There maybe a section that mentions "tenant damages" and come with a sublimit.
Depends on what type of damage you are talking about... If unintentional, then yes, any landlord policy should cover it.
For instance, the tenant leaves the iron on, burns the house down, covered. Tenant drives their car through the house, covered (if unintentional), etc.
On the other hand, routine stuff like the tenant destroyed the carpets in the 5 years they lived there..... not covered.
Dan
For instance, the tenant leaves the iron on, burns the house down, covered. Tenant drives their car through the house, covered (if unintentional), etc.
On the other hand, routine stuff like the tenant destroyed the carpets in the 5 years they lived there..... not covered.
Dan
- 170
I think vandalism was covered under it though from what it looked liked.
Please stop copying and pasting others' posts.
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