These were pulled from official rate adjustment notices. All of these are filed, not approved. Expect anything over 10% to be modified by DFS if the prior few years have been any indication of their practices.
EasyChoice (formerly Atlantis) has notified clients they are closing up shop. No new business is accepted, no renewals, and all plans term 12/31 with nothing filed for 2015.
Oscar (NYC/LI individual)
Plan Rate Adjustment
Gold 4.8%
Gold Edge 9.5%
Silver 3.4%
Silver Edge 2.8%
Silver Edge+ 3.4%
Bronze 3.3%
Bronze Edge 1.0%
Bronze Edge+ 2.1%
HRINY
Albany/buffalo/hudson/Syracuse/utica/watertown: 11%
nyc/LI: 5.5%
Rochester: 7.5%
NSLIJ
Splitting into two rating regions – LI and NYC in 2015
Small Group = -14% LI and -20% in NYC
Individual = 0% LI and -6% NYC
Aetna:
• OA EPO BRONZE HSA 5000
Q1: 25.2%
Rest of year: 25.3%
• NYC COMMUNITY PLAN PLATINUM $20
Q1 & Q2: 25.9%
Q3 & Q4: 26.0%
• 26.2% increase on the EPO Silver 3000 70%
• 24.3% 1Q15 on the Bronze EPO $4000 plan.
Oxford
SG: 16%
Indiv: 3.1%
EmblemHealth:
New York City & Long Island Areas
a) EmblemHealth HMO 40/60 (Gold)
b)EmblemHealth HMO 35/55 (Silver)
c)EmblemHealth HMO HD6300 (Bronze)
d) EmblemHealth Healthy NY HMO (Gold)
First Quarter 2015
a9.5% b13.9% c9.5% d15.9%
Second Quarter 2015
a8.2% b12.6% c8.3% d14.5%
Third Quarter 2015
a7.0% b11.3% c7.0% d13.2%
Fourth Quarter 2015
a5.7% b10.0% c5.8% d11.9%
Mid-Hudson Area
First Quarter 2015
a31.3% b36.5% c31.3% d38.9%
Second Quarter 2015
a29.7% b35.0% c29.8% d37.3%
Third Quarter 2015
a28.2% b33.4% c28.3% d35.7%
Fourth Quarter 2015
a26.7% b31.8% c26.8% d34.1%
Chart wasn't released for individuals, but increases vary 7.1%-12.1% on downstate products, and a massive 28.4-34.4% on mid-hudson.
Disclaimer: There are other companies in the state (BCBS, MVP, CDPHP, etc) , but these are who I primarily deal with and cared enough to find rate filings on. Please do feel free to comment with other carriers/regions if you have the info.
EasyChoice (formerly Atlantis) has notified clients they are closing up shop. No new business is accepted, no renewals, and all plans term 12/31 with nothing filed for 2015.
Oscar (NYC/LI individual)
Plan Rate Adjustment
Gold 4.8%
Gold Edge 9.5%
Silver 3.4%
Silver Edge 2.8%
Silver Edge+ 3.4%
Bronze 3.3%
Bronze Edge 1.0%
Bronze Edge+ 2.1%
HRINY
Albany/buffalo/hudson/Syracuse/utica/watertown: 11%
nyc/LI: 5.5%
Rochester: 7.5%
NSLIJ
Splitting into two rating regions – LI and NYC in 2015
Small Group = -14% LI and -20% in NYC
Individual = 0% LI and -6% NYC
Aetna:
• OA EPO BRONZE HSA 5000
Q1: 25.2%
Rest of year: 25.3%
• NYC COMMUNITY PLAN PLATINUM $20
Q1 & Q2: 25.9%
Q3 & Q4: 26.0%
• 26.2% increase on the EPO Silver 3000 70%
• 24.3% 1Q15 on the Bronze EPO $4000 plan.
Oxford
SG: 16%
Indiv: 3.1%
EmblemHealth:
New York City & Long Island Areas
a) EmblemHealth HMO 40/60 (Gold)
b)EmblemHealth HMO 35/55 (Silver)
c)EmblemHealth HMO HD6300 (Bronze)
d) EmblemHealth Healthy NY HMO (Gold)
First Quarter 2015
a9.5% b13.9% c9.5% d15.9%
Second Quarter 2015
a8.2% b12.6% c8.3% d14.5%
Third Quarter 2015
a7.0% b11.3% c7.0% d13.2%
Fourth Quarter 2015
a5.7% b10.0% c5.8% d11.9%
Mid-Hudson Area
First Quarter 2015
a31.3% b36.5% c31.3% d38.9%
Second Quarter 2015
a29.7% b35.0% c29.8% d37.3%
Third Quarter 2015
a28.2% b33.4% c28.3% d35.7%
Fourth Quarter 2015
a26.7% b31.8% c26.8% d34.1%
Chart wasn't released for individuals, but increases vary 7.1%-12.1% on downstate products, and a massive 28.4-34.4% on mid-hudson.
Disclaimer: There are other companies in the state (BCBS, MVP, CDPHP, etc) , but these are who I primarily deal with and cared enough to find rate filings on. Please do feel free to comment with other carriers/regions if you have the info.
