Ezyluckyfree23
New Member
- 3
State Farm agent employee for over a decade with 1 year Indy. Are your rates heavily based on purchase year of vehicle? Ours are and after many years State Farm has invested in having the purchase year and mileage prepopulated to avoid the obvious manipulation of rates over the years. In addition, rates are heavily based on amount of time with previous insurer. Which does make sense for a captive company. Obvious the biggest rating factor everywhere is “insurance score” nowadays but I’m just curious...