Seeking competitive quotes and carriers for homeowner's insurance in Michigan

[titeye]

I have a 90 yr old, single client who is purchasing a brick structure, 2-family dwelling in Wayne County, built in 1939 w/ detached garage. Total sqft is 3,142, with each unit having1,571 sqft of livable space w/ living room, formal dining room, kitchen, 3 beds, and 2 full baths. Client no longer drives; no longer owns a vehicle, nothing to bundle. Credit score is 805. No history of claims or losses. Can probably afford $5k-$10k deductible.
Ballpark quotes would be appreciated.

 

[Sanj]

Depends on zip code, if in Detroit you can expect $5,000 or higher and also very important is when was the roof done last. If it is within last 5 years that is optimal. If over 12 years it will impact the rate. With some carriers requiring home inspections prior to even offering a quote.

 

[marindependent]

a brick structure

Just Brick Siding or Brick Frame/structure?

 

[titeye]

Just Brick Siding or Brick Frame/structure?

Totally brick structure. No siding anywhere

 

[titeye]

Depends on zip code, if in Detroit you can expect $5,000 or higher and also very important is when was the roof done last. If it is within last 5 years that is optimal. If over 12 years it will impact the rate. With some carriers requiring home inspections prior to even offering a quote.

48221 near Sherwood Forest

 

[Sanj]

You can expect the premium to be upwards of $5,000. Many details are needed to get an accurate quote. Feel free to email me at saundra@clementinsurancellc.net