Standardization = One Step Closer to Medicare for All

[G.Gordon]

The march is on:

New Federal Standards For Marketplace Plans May Reduce Out-Of-Pocket Spending | Kaiser Health News

 

[STIBROKER]

The march is on:

New Federal Standards For Marketplace Plans May Reduce Out-Of-Pocket Spending | Kaiser Health News

big whoooooo....if we don't get paid what difference does it make.......

 

[sman]

The march is on:

New Federal Standards For Marketplace Plans May Reduce Out-Of-Pocket Spending | Kaiser Health News

No way in hell Congress passes a Medicare for All bill. You even have Hillary Clinton bashing Bernie over the idea.

 

[Yagents]

It would be like Med supps.
Every silver plan has to look like X or Y.
I think they do this in California exchange already.

It's typical liberal economics, lower everyone's front end costs, and the premium will go lower

 

[cadylou]

The march is on:

New Federal Standards For Marketplace Plans May Reduce Out-Of-Pocket Spending | Kaiser Health News

Did you catch this part?

Because insurers wouldn't be required to offer standardized plans under the government's proposal, it's unclear whether the new plans would be widely available or if they would carry significantly higher premiums than other marketplace offerings

They don't make it clear "who" will administer these plans - I'm assuming this is the "public option" in disguise?

 

[AllenChicago]

Did you catch this part?

Because insurers wouldn't be required to offer standardized plans under the government's proposal, it's unclear whether the new plans would be widely available or if they would carry significantly higher premiums than other marketplace offerings

They don't make it clear "who" will administer these plans - I'm assuming this is the "public option" in disguise?

Like I stated in the "True Insanity" thread today, offering these plans are optional for the insurer. HHS-CMS is insane to think that ANY insurers will offer these benefit-rich Standardized policies in 2017. The odds are even slimmer when you realize that there will only be a few health insurers on the Federal marketplace in 2017.

 

[HealthRisk]

Like I stated in the "True Insanity" thread today, offering these plans are optional for the insurer. HHS-CMS is insane to think that ANY insurers will offer these benefit-rich Standardized policies in 2017. The odds are even slimmer when you realize that there will only be a few health insurers on the Federal marketplace in 2017.

I haven't looked in detail, but the plans can't be ultra benefit rich. What CMS is proposing is to standarize the cost sharing on a set of plans to provide apples to apples comparisons between carriers. They still have to meet the metallic tier requirements of Gold, Silver, Bronze. Oregon does something similar at the state level.

 

[RayNY]

We have standardized plans in NY as well. We have standardized naming conventions starting this year too. Click here if you want to see how they define the standard plans

All I do at this point is see which carrier has the most doctors/hospitals/facilities in network and then give them the tier they're willing to pay for.

If they get the provider search on the exchange portal working (they've been trying for years now), there's honestly nothing left for brokers to do outside of servicing very dumb or very complex customers.

 

[TN_agent]

Or very rich, healthy ones that don't feel like looking it up themselves and prefer to delegate....where is the lead list for those????

 

[houcoogster]

Like I stated in the "True Insanity" thread today, offering these plans are optional for the insurer. HHS-CMS is insane to think that ANY insurers will offer these benefit-rich Standardized policies in 2017. The odds are even slimmer when you realize that there will only be a few health insurers on the Federal marketplace in 2017.

Yes that is insane. They're already about to exit en masse and then you want to pile this on the only one or two left??

Final nail in the coffin.