Sticky Wicket

[hockeybuff]

Yesterday afternoon, someone bumped our parked motorhome as they were maneuvering into the campground. The only damage to our RV is a small (1") crack at one corner of our bumper. Repairs could range anywhere from doing nothing to glue to spot welding to replacing the bumper. But I would probably like to get some sort of 2nd opinion when I return home. In the meantime, should I even report it to my insurance company or to his insurance company? Would my rates increase simply from reporting it and having an adjustor come out to inspect it?

THANKS!!!

 

[VolAgent]

If there is no police report, the other person won't admit fault, and there are no independent witnesses, it didn't happen.