This Could Be a Good Short Run!

ABC

Guru
1000 Post Club
4,096
GI could be huge if the carriers decided to keep us in the game.

Small group under 25 getting a tax subsidy could open the door to a lot of industry that current does not offer group health.

Long term there is no way the carriers can stay in business with 80% of premium having to go towards claims.

I think the self funding of groups around 50 lives will become more popular.



I predict the first casualty will be the carriers will pull out of the individual market. UHC, Anthem, Cigna, Etna will choose which states they want to write business in. If there is only one true carrier in each state what happen to rates? they go F@#king sky high. I remember KY and what happen there with just one carrier.

SAVE YOUR MONEY! This GIG is not going to last!

 
You are also looking at this from a single state perspective in your example, perhaps. When you look at the whole nation it is hard to say what is going to happen IMO.
 
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