TIA in the Family

[RonRoberts]

I have a prospect that was diagnosed 26 months ago with TIA's. He takes no medication. His brother was diagnosed 18 months ago and takes no meds. They are 58 and 52. Does anyone know of a company that will write them simplified $20,000 immediate coverage? Thanks.

 

[360]

You can take the first person with 26 months ago just about anywhere and the brother can go to RNA. RNA does not consider a TIA as a knockout.

 

[RonRoberts]

You can take the first person with 26 months ago just about anywhere and the brother can go to RNA. RNA does not consider a TIA as a knockout.

Thanks much. RNA is a no go for me in Louisiana.

 

[360]

I'd go with Foresters on the one that is 26 months and Assurity on the 18 months. Since they are related you may just take them both to Assurity, some people are weird about wondering "why can't we both have the same company".

 

[Rearden]

Monumental is day 1 coverage.

And no worries about a marathon POS interview.

...BUT make sure you write the Monu app correctly, or you'll be running amendments.

 

[RonRoberts]

I'd go with Foresters on the one that is 26 months and Assurity on the 18 months. Since they are related you may just take them both to Assurity, some people are weird about wondering "why can't we both have the same company".

You are absolutely right. I misread the app on the road and I missed the "combined with" wording. Did you ever get my email from the 11th?

Monumental is day 1 coverage.

And no worries about a marathon POS interview.

...BUT make sure you write the Monu app correctly, or you'll be running amendments.

You got that right. I have heard horror stories.

 

[nfl72]

foresters on the first guy and then take the other guy anywhere you want and rewrite him in 6 months with foresters