Top Rates for 5 Yr MYGA

I've been using the ELCO MYG @ 3.45%. Nine years of penalties, but they can take 15% penalty-free withdrawals even in the first year and 4% comp. But it is not approved in all states. I can't sell it in SC.
 
F&G...and you'll probably want the 3.5% one. It comes with more flexibility.

Right on. The higher rate does not have any of the riders and its not penalty free at death...The 3.50 is much better for the client IMO. Also, the 3.60 everyone is marketing is the 5 year effective rate for the 4.40/3.40 rate at F&G.
 
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