Vacant Home in Florida

[FL P&C Broker]

Vacant home on farm (36 acres). 1960 year built, frame. No commercial use or animals. PC9

Anybody have any ideas

 

[CaptiveBroke(r)]

Try American Modern...Ive used them for vacant homes and tenant occupied.

American Modern Insurance Group - modernLINK^® Agency Services

 

[FL P&C Broker]

No coverage in Florida. Thanks for the help though.

 

[joshb]

Tapco would have a market through Lloyds. Tower Hill also has a market through Lloyds if the value is over $200,000 (I think). Tower Hill is an HO3 while Tapco is an HO8 (may be DP1 I can't remember) so Tower Hill is the better option. Tapco also excludes theft. There are others like American Integrity DP1 and Universal North America DP3, but there policies have different exclusions that make it not very worthwhile (I can't remember the exclusions off the top of my head except for UNA's liability exclusion). I typically use Tower Hill just because they are easiest.

 

[FL P&C Broker]

To old for Tower Hill & American Integrity. I will give Tapco a shot today.

 

[CaptiveBroke(r)]

You may also want to inquire with Foremost.