Ways to avoid 48 hour Rule

[Lepalms]

I am wondering if there are any legal ways or loop holes to avoid the 48 hour window if you cold call for Medicare Supplement, and beneficiary brings up medicare advantage plans?

 

[senior-advisor-indiana]

Yes, wait 49 hours.

 

[patch36]

Don't go on Med Sup appts. MAPD only with a scope of appt form. Then you can sell them Med Sups without waiting 48 hours.

 

[senior-advisor-indiana]

Don't go on Med Sup appts. MAPD only with a scope of appt form. Then you can sell them Med Sups without waiting 48 hours.

Not true. If your appointment is for MA or MA-PD then you have to wait 48 hours to discus any other product whether you sell the MA or MA-PD or not.

 

[patch36]

At the top of both different Scope of Appts that I use it states that the agent may also discuss a Medicare Supplement Policy with you. Is that wrong?

 

[jdeasy]

Not true. If your appointment is for MA or MA-PD then you have to wait 48 hours to discus any other product whether you sell the MA or MA-PD or not.

That does not apply to med sups. You can discuss and sell a med sup at an MA appointment.

 

[Tina]

Anything medically related can be discussed at the appointment, including med sups, LTC and dental. CMS does not regulate any of those areas either

 

[GreenSky]

Yeah SAI. What they said.

I'm calling CMS and turning you in for being too careful.

Rick

 

[theinuranceguy]

I turned myself in today for comparing two plans side by side...

Ive been a bad boy.

 

[Frank Stastny]

You've got a lot of nerve trying to help a prospect. You are going to go to CMS hell. Wait, we are all there now.