Where Are The Best Contracts?

[SeniorAdvisor]

Im sure this has been asked a blue million times but I want to make sure I get the most updated information. Are the better contracts for Oxford and Foresters offered direct or thru an FMO? If it is thru an FMO could I get a few pointers on who you recommend?

 

[Mark]

Most of the time with Life Ins Companies you can't get advancing if you go direct. They want an IMO to be stuck with your debit if you don't pay it back also.

 

[Superchief]

I know Forester's doesn't offer a direct contract and I doubt Oxford does.

Generally speaking most of your FMO / IMO's are going to offer you the same contract for Forester's; likely around 105%.

Unless you're getting free leads from someone which is unlikely, I'd try working with one of Forester's NMO's. That way there is only one upline between you and Forester's. You may get a better contract and it's generally easier to negotiate a release if it's ever needed.

I picked my Forester's up through Precision in Austin, TX. Good group of guys there. They are one of several (I'm sure) though, that you could use. Premier or SMS in Omaha aren't horrible either.

 

[joshril]

Im sure this has been asked a blue million times but I want to make sure I get the most updated information. Are the better contracts for Oxford and Foresters offered direct or thru an FMO? If it is thru an FMO could I get a few pointers on who you recommend?

I've got access to a great contracts with Foresters and Oxford.

 

[padthaiforlunch]

You can go direct with Oxford. I looked at several FMO's for Foresters and Mark had the best commissions. No idea what Josh is offering.

 

[Newby]

You can generally get a better Oxford contract through an FMO. Direct is usually 105%

 

[fetam]

Call Brad Aden @ 360 Financial. He gives good contracts and is one hellova guy. 314-821-0582

 

[joshril]

You can go direct with Oxford. I looked at several FMO's for Foresters and Mark had the best commissions. No idea what Josh is offering.

Just depends on the agent/agency. I can beat most contracts out there... especially for agents with some production.

 

[haggy641]

Give Chris Jones @ Jack Schroeder a call, he's my Final Expense guru and probably the most stand up guy in the business. 800-203-0433 ex. 1807