Who Do You Recommend for Gar Issue Carrier?

[KarenW]

I am looking for recommendations on carriers that offer gar issue besides Americo. I have a 77 yr Female with alhz that has no coverage and kids are trying find coverage. Thanks in advance

 

[Newby]

Mutual of Omaha, Vantis Life, ForeThought Select, NAtional Guardian Life, any Preneed funeral insurance company would also take her.

 

[cook920]

Depending on the state your client lives in you can also add United Home Life to Newby's list.

 

[jdeasy]

Depending on the state your client lives in you can also add United Home Life to Newby's list.

I think the question was those you would recommend. Would you recommend UHL?

 

[KarenW]

Thanks all. I apprecaite the responses. This might be a question that is going to evoke some real sarcastic responses but if I am contracted with 4thought for med sup and the freedom fe is that a different contract than the ones Newby spoke about ( same with MOO). I guess I should have clarified also I am just looking for a FE. Isnt NGL only a Funeral Trust?

 

[Todd King]

I like using Presidential because you can send in as many GDB policies that you want to.

 

[Newby]

Thanks all. I apprecaite the responses. This might be a question that is going to evoke some real sarcastic responses but if I am contracted with 4thought for med sup and the freedom fe is that a different contract than the ones Newby spoke about ( same with MOO). I guess I should have clarified also I am just looking for a FE. Isnt NGL only a Funeral Trust?

The funeral trust or estate trust part of NGL is just an add on assignment to the life insurance policy.
They have the 10 pay GI life insurance very similar to ForeThought Select.

 

[ChicagoProducer]

I am looking for recommendations on carriers that offer gar issue besides Americo. I have a 77 yr Female with alhz that has no coverage and kids are trying find coverage. Thanks in advance

Karen,
Vantis is a great company but beware of the 18month chargeback. Quote: $10k=$93.53/mo, 2yr ROP

I have a second GI company with normal 9mos advanced/chargeback. Quote: $10K=$121.52/mo, 3yr ROP

Presidential quote: $10K=$170.53/mo, note sure ROP?

If you're interested in the first two, then Inbox me...


Good Luck Out There!

 

[360]

Karen,
Vantis is a great company but beware of the 18month chargeback. Quote: $10k=$93.53/mo, 2yr ROP

I have a second GI company with normal 9mos advanced/chargeback. Quote: $10K=$121.52/mo, 3yr ROP

Presidential quote: $10K=$170.53/mo, note sure ROP?

If you're interested in the first two, then Inbox me...


Good Luck Out There!

Vantis is not an 18 month chargeback it's a 24 month. 100% year one and 50% year two.