$100 for AHIP Training

[URDRWHO]

I went to do my annual MA training and what do I see......

"Registration Fee/Registration Fee Reimbursement:
Initially, you will be charged a $100 registration fee for the AHIP training."

So is this the Feds - CMS doing, (probably) but ya know what.........I have found MA business to be a PITA and don't think I'll participate this year.

 

[GreenSky]

I went to do my annual MA training and what do I see......

"Registration Fee/Registration Fee Reimbursement:
Initially, you will be charged a $100 registration fee for the AHIP training."

So is this the Feds - CMS doing, (probably) but ya know what.........I have found MA business to be a PITA and don't think I'll participate this year.

Just because of a $100 fee?

Send me all your MA cases. I'll be happy to write them for you.

Rick

 

[Yoda]

" So is this the Feds - CMS doing, (probably) but ya know what.........I have found MA business to be a PITA and don't think I'll participate this year."
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Now your thinking! Let the bums and the desperados sell er I mean give away those bogus MA plans and let them have the drug plan business too. I will now await the desperados long series of posts telling me about all the money I am missing out on!

 

[URDRWHO]

IF MA were my main business my attitude may be different. BTW it is $149.

Sometimes you must stand on principal and this is just one more rip offo fthe agent. I also run a P&C operation and have a Construction Risk Insurance designation. That designation costs $250 every two years and is worth it. I have large woodworking operations and actually, the bi-annual courses are very good.

The amount I spend each year for E&O (P&C/Health, etc) is a handsome sum....close to $3,000. One more fee, no matter how small sent me to my principal corner.

The reason that all this nonsense happens is because they know agents never, ever stick together on any point. So the insurance companies continue to write bad agent contracts, come up with ancillary fees and the agents will keep taking.

Your initial attitude is a prime example showing that the insurance really do know they can do what ever and when ever. So they will keep writing At Will, agent contracts, etc.

I only do the MA for people that come and ask about them.

Been doing this insurance/financial services for close to thirty years and I am getting a bit prickly, I can and will choose my battles based principals. Money isn't everything ya know!

One day I was in Sam's club and there was a booth set up to sell Medicare. I felt so bad for the agent and ashamed. The guy manning the booth had a suit on but the pants were frayed at the bottom, his tie was crooked, his shirt hung half way out of his pants. No agent of mine would ever look like such a spectacle but apparently the insurance company or agency just wanted a warm body. For the lack of will and resolve, agents will allow commissions to go lower and you will have more like the poor fellow above.

In Japan the sale of insurance is left to women and considered a part time earning income. We are headed there but by that time I'll be retired, my P&C book will have been sold and you will see more of the agents with tattered pants.

IMHO, MA is going to get murdered in the coming national health debacle. The gig is just about up. Insurance companies have been getting what...$600/$700 a month for each enrolled member? Then the insurance company gives you $225 a year (first year) and you are supposed to go away smiling? With our country in debt to the tune of $trillions, they will be cutting back on MA payments to insurance companies. Then traditional Medicare plans will come back, CMS will be out of your hair and you'll make a decent commission again.

Just because of a $100 fee?

Send me all your MA cases. I'll be happy to write them for you.

Rick

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See my post above about the man in the tattered pants selling MA plans. That is an example of the commission situation in MA plans. Insurance companies getting paid handsomly but paying agent minimal.

You are correct about the PITA.

" So is this the Feds - CMS doing, (probably) but ya know what.........I have found MA business to be a PITA and don't think I'll participate this year."
================================================

Now your thinking! Let the bums and the desperados sell er I mean give away those bogus MA plans and let them have the drug plan business too. I will now await the desperados long series of posts telling me about all the money I am missing out on!

- - - - - - - - - - - - - - - - - -
See my post above about the man in the tattered pants selling MA plans. That is an example of the commission situation in MA plans. Insurance companies getting paid handsomely but paying agent minimal.

" So is this the Feds - CMS doing, (probably) but ya know what.........I have found MA business to be a PITA and don't think I'll participate this year."
================================================

Now your thinking! Let the bums and the desperados sell er I mean give away those bogus MA plans and let them have the drug plan business too. I will now await the desperados long series of posts telling me about all the money I am missing out on!

 

[Yoda]

"One day I was in Sam's club and there was a booth set up to sell Medicare. I felt so bad for the agent and ashamed. The guy manning the booth had a suit on but the pants were frayed at the bottom, his tie was crooked, his shirt hung half way out of his pants."
================================================

I know its horrible! Its funny to look at but really its not. Those agents in those booths discredit our whole profession. Image is everything and for the public to have an image of insurance agents as guys sitting in booths at Walmart.....well that image playing in their heads is just bad news bears. Even if the guy was sitting in that booth in a thousand dollar suit he is still doing damage to the image of an insurance professional. And of course he don't care.

 

[URDRWHO]

Yep, agree 1000%. It paints a vivid picture that to be an insurance agent, you don't need much going on inside your head. All you need is a pulse.

I looked around and yes the AHIP is a CMS requirement. I'm not buying what they are selling.

Of course there are those agents that sell the stuff using the low, low premium and don't care if it benefits or will work for the senior. People that don't care to help that senior look up the drugs, look up the docs....such agents just want to hit and run. They are out there and I have a funny feeling (no proof) that MA business may have more of them than other insurance products.

"One day I was in Sam's club and there was a booth set up to sell Medicare. I felt so bad for the agent and ashamed. The guy manning the booth had a suit on but the pants were frayed at the bottom, his tie was crooked, his shirt hung half way out of his pants."
================================================

I know its horrible! Its funny to look at but really its not. Those agents in those booths discredit our whole profession. Image is everything and for the public to have an image of insurance agents as guys sitting in booths at Walmart.....well that image playing in their heads is just bad news bears. Even if the guy was sitting in that booth in a thousand dollar suit he is still doing damage to the image of an insurance professional. And of course he don't care.

 

[DS4]

.........I have found MA business to be a PITA and don't think I'll participate this year.

Couldn't agree more. MA commission is only $500 per sale. Hardly worth the one time $100 expenditure.....

 

[Bob_The_Insurance_Guy]

You folks sure do spend a great deal of time and effort discussing a product line you dislike and don't sell.

 

[Russ]

Couldn't agree more. MA commission is only $500 per sale. Hardly worth the one time $100 expenditure.....

Yeah...that $100 bucks is so hard to overcome.
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You folks sure do spend a great deal of time and effort discussing a product line you dislike and don't sell.

And some of them bitch about everything in every post. They must love their jobs. Glad their not my agent.

 

[Yoda]

"You folks sure do spend a great deal of time and effort discussing a product line you dislike and don't sell."
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If you expect me to sit back the next few years and not thoroughly enjoy the final downfall of the MA plans you have set your expectations entirely to high.