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One thing you have to remember: you aren't 1099'd on what you haven't earned yet, that will be on next year's 1099.
For example: you sell a policy that begins in Nov' 2010 and are advance 9 months. You will have only earned 2 months at the end of the year. The other 7 months will fall into 2011 as will the 10th, 11th, and 12th month.
Yep, sure do!
There are some companies that will work differently, but most work the way I just described.
I'm in agreement with Vol. I have never seen a carrier who didn't report advanced commissions in the year they were paid.
I have never seen a carrier who didn't report advanced commissions in the year they were paid.