I scraped my rear door on a post while parking my car. Got three estimates, two ~$1,000 and one $2,000, to clean up the paint and a small dent in the door. My deductible is $500.
Progressive said they can’t tell me, even ballpark, how much a claim of this size would increase my future premium. Does anyone here have any sense of that, or know a resource where I could find out? Bottom line, I’m trying to figure out if the increase in premium related to a claim would outweigh the ~$500 I’d save using my insurance.
I’ve seen similar discussion on the thread below, but I wasn’t sure if that situation is comparable because it deals with multiple vehicles.
https://insurance-forums.com/community/threads/premium-increase-versus-out-of-pocket-expense.64922/
Thanks!
Progressive said they can’t tell me, even ballpark, how much a claim of this size would increase my future premium. Does anyone here have any sense of that, or know a resource where I could find out? Bottom line, I’m trying to figure out if the increase in premium related to a claim would outweigh the ~$500 I’d save using my insurance.
I’ve seen similar discussion on the thread below, but I wasn’t sure if that situation is comparable because it deals with multiple vehicles.
https://insurance-forums.com/community/threads/premium-increase-versus-out-of-pocket-expense.64922/
Thanks!