So met with a client recently who has serious health issues. He is GI all day. I can save him a few bucks versus GW. I submitted but now being told their is a pos interview required? I was told they require pos interviews on all products. This is near GI and an interview required why?? If I had know that I would have done at the house or just gone with another carrier. I don't know of 1 company that requires an interview for GI.
1ST submission w/GTL, pos int required??
- Thread starter Meghan28
- Start date
#1 it's not a GI . It asks 5 health questions and it's pays 50% of the benefit at 12 months and a day so they have more liability that a GI . They don't check rx or mib . For face to face they only require a signature . For telesales they require a 3 min voice verification you can do on a 3 way call . Very simple . They have very good rates for a smoker and paying 50% db in yr 2 .They'll take a heart attack after 1 day and the most important niche they'll take oxygen as long as not 24 continuous which few are
- Thread starter
- #3
- 4,122
Must have been a fluke we've done tons of face to face gtl and no pos interview.
I think I know what you did wrong . On that page were it says voice signature of signed if you don't check the box to allow electronic delivery of items and you don't write in the applicants address again on that page it won't go to the next page . It happened to me the first app I did and gtl agent support was clueless then when I did the above I've had no problem
ZackMorris
Expert
- 70
On their phone app the client can sign your phone with their finger. No POS call required. Doesn't work that way through the website afaik.
I go thru there website and the client signs . I've had no problems . They need to invest in some policy jackets for their policy's . I've had a few mailed to me to deliver and their terrible . Just some pages stabled together . Looks very unprofessional . I'll say this the client will know it's graded as it says it 3 or more times and a few it's in bold . Sons of Norway 1/2 the commission, not in many states.This pays 50% db in yr 2 . I don't sell Gerber or Aig anymore with 2 yr chargebacks . I'd certainly never sell a 45% GI with risk of a chargeback over 1-2 yrs .I did that with Vantis yrs ago .
- 6,026
What is the commission for this GTL product?
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