1yr Heart Att. and Insulin

[tomoverton0123]

How is the question stated on the app regarding heart issues? (almost all FE apps that ask about any health history will ask about any heart attack or heart surgery within the last 2 yrs, or if there is any outstanding tests that still need to be completed - in the case of heart attack patients, they may still need to have stress tests completed)

We ask in the last 2 years for those heart related items, that only makes it graded with us. We don't have to be free and clear for 2 years. Based on the info we can write the case graded.

 

[kroWdraH]

I'll be going with Gleaner on this one.

 

[sokybrian]

GPM Life will take him with 30% first day coverage and 70% second year. Full 100% for 3rd year and full 100% for accidental. No reason to put him through an ROP for 2 yrs when he can get 30% first day.

Rates are very good for non tobacco.

SokyBrian

 

[JustinSane]

GPM Life will take him with 30% first day coverage and 70% second year. Full 100% for 3rd year and full 100% for accidental. No reason to put him through an ROP for 2 yrs when he can get 30% first day.

Rates are very good for non tobacco.

SokyBrian

I agree. 110% commish for a Graded GPM Life and a 30/70 graded benefit isn't too shabby for the agent or the client.

How close is he to being 2 years removed from the heart attack?

 

[TDFnCali]

I agree. 110% commish for a Graded GPM Life and a 30/70 graded benefit isn't too shabby for the agent or the client.

How close is he to being 2 years removed from the heart attack?

What's GMP? Are they in Calif? If so, I'd like to see a rate sheet & app? Thx

TDF
Sent via my Sprint Phone using Insurance Forums App