2016 LTCi Sales

[Arthur Rudnick]

Everyone seems to be missing this point:

New sales of individual stand-alone LTCI fell 13%, to $228 million

 

[Mr_Ed]

Everyone seems to be missing this point:

New sales of individual stand-alone LTCI fell 13%, to $228 million

this article has an interesting perspective.

The REAL Reason Long-Term Care Insurance Sales are Dropping - LTCShop.com

 

[ltcadviser]

this article has an interesting perspective.

The REAL Reason Long-Term Care Insurance Sales are Dropping - LTCShop.com

I disagree. I think sales are dropping because all of the major group LTC underwriters withdrew from the marketplace.
In the past, group offerings created interest.

But business is terrific.
Wrote 4 joint Asset Care policies today.

 

[CALTCAgent]

I also think individual LTC sales are dropping because of tighter underwriting. Blood testing for example. I know my decline rates went up and there is nothing I was doing different.

 

[ltcadviser]

I also think individual LTC sales are dropping because of tighter underwriting. Blood testing for example. I know my decline rates went up and there is nothing I was doing different.

Blood testing? Who is doing blood testing?
That must be a san francisco underwriting requirement?

 

[CALTCAgent]

Blood testing? Who is doing blood testing?
That must be a san francisco underwriting requirement?

LOL, I mean if they haven't already had it done in their medical records. I run into a lot that they haven't done it in several years.

 

[ltcadviser]

Are you Csalter's dad?

 

[LostDollar]

Never heard of Csalter.

 

[ltcadviser]

Mutual of Omaha will provide you with affordable premiums. I am sure Scott will help you.

 

[LostDollar]

It was your comments that led me to check out his website and test his quoting system.