What subsidies are you speaking of ? Medicare basically gave flat rate increase to mapd carriers which with medical inflation is like a 3-5% decrease . Yes it seemed they've tried to give more subsidies for part D at the last min . But this has no bearing on mapd . The bottom line carriers should have slashed benefits 90% on plans and made medical even better . Butv there's no sizzle in that be able to roll plans from carrier to carrier . My impression from carriers is they don't care about adding members. It's all about profitabilityWhere did I say benefits in 2025 are higher than in 2024? Where did I say that full benefits have been announced.
Subsidies are not benefits Don.