physical therapy
Look first for a plan that covers PT in these situations then work backwards.
The PCIP plan would cover 80% of the charge after satisfying the deductible if the child qualified for PCIP.
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physical therapy
Final important detail on this case that may provide more health insurance options....The client is a business owner (dentist), who currently doesn't have a group health insurance plan in place. The current broker is mentioning something about creating a group plan, however it would be "max rated". Wouldn't this mean that we would now have to cover all 10 of his employees, which he currently is providing no health insurance for? Final detail, his wife is on the business payroll but his two children (including his son with Downs) are not.
are you suggesting that I look at all the policies available through the States GI program Allen is referring to?
Most group carriers are not writing carve outs any more, due to reform.
carve outs are no GI
Is that a CA thing?