independentagents
New Member
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I have many friends who are Dentists but not able to sell Disability Insurance to them because ADA offers Disability Insurance to its members. Does anybody in this group has- Featurewise comparison of American Dental Association Disability Insurance with other companies. Does ADA insurance offers guaranteed premium rates, is the policy portable? I heard the ADA Insurance rates increase each year.
In this economy big organisations are taking away the livelihood of thousands of Independent Insurance Agents across the country. How will Independent Agents gets business when these associations start selling insurance themselves? Most of the insurance agents are struggling to pay monthly bills. Instead of Agents and their Families get a business and able to survive and buy food - big monopolies and big organisations are taking away ALL THE BUSINESS. Is this right business practice?
One company gets all the applications over the internet and through call centers = Less choice for Customers = Taking the opportunity of thousands of agents across the country which would have given them an income and purchasing power and eventually would have boosted the Economy.
The main reason of the current recession is the extinction of middle income groups. Fewer companies are monopolising the market by wiping out the smaller players from the market. These companies operates through call centers overseas and export jobs to other countries.Hence workers here have no jobs, cannot afford homes and a decent living, and remain unemployed as no new businesses coming in. These multinational companies will pay huge bonus to their CEOs, and top level executives and eventually require a bailout causing more burden to the middle and low income people.
Independent Insurance Agents & Brokers should join together to survive from Monopoly Businesses who wants to write all business themselves.
In this economy big organisations are taking away the livelihood of thousands of Independent Insurance Agents across the country. How will Independent Agents gets business when these associations start selling insurance themselves? Most of the insurance agents are struggling to pay monthly bills. Instead of Agents and their Families get a business and able to survive and buy food - big monopolies and big organisations are taking away ALL THE BUSINESS. Is this right business practice?
One company gets all the applications over the internet and through call centers = Less choice for Customers = Taking the opportunity of thousands of agents across the country which would have given them an income and purchasing power and eventually would have boosted the Economy.
The main reason of the current recession is the extinction of middle income groups. Fewer companies are monopolising the market by wiping out the smaller players from the market. These companies operates through call centers overseas and export jobs to other countries.Hence workers here have no jobs, cannot afford homes and a decent living, and remain unemployed as no new businesses coming in. These multinational companies will pay huge bonus to their CEOs, and top level executives and eventually require a bailout causing more burden to the middle and low income people.
Independent Insurance Agents & Brokers should join together to survive from Monopoly Businesses who wants to write all business themselves.
