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Not all Insurance companies check vector or pay them the money they require to be a member.
Also, I had one agent write his family members and friends at the same time with 3 insurance companies at the same time and they all lapsed within 3 months... No one caught it.
THe avg agent that has a vector match, has tons of them.
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That is true. Some IMO does still take the agent with a vector match. The smart ones don't.
A lot of the problem is that we are being flooded by brand new agents that just got their lic.. There is no track record and the IMO has to take a risk on the new agent. We are sometimes the 1st insurance company that the agent does wrong.
You were not talking about new agents when you made the vector comment.
But, since you want change the parameters of the discussion you started, those new agents do have credit scores. If you will try to recruit anyone that can fog a mirror, you will have credit issues.