An Oxford Decline.

[Insuranceman]

I'm looking for 1st day coverage for a healthy 78 yr old male. He had a triple bypass 8 yrs ago but is in good shape works out and push mows lawns in the summer. Only problem is that he renews nitro pills even though he has never taken one. He was just declined by Oxford Life. Any suggestions?

 

[jdeasy]

I'm looking for 1st day coverage for a healthy 78 yr old male. He had a triple bypass 8 yrs ago but is in good shape works out and push mows lawns in the summer. Only problem is that he renews nitro pills even though he has never taken one. He was just declined by Oxford Life. Any suggestions?

5 Star life to the rescue. Might even look at AmCon. Good rates for the older folks.

 

[donamese]

8 years of renewing nitro pills....could sell that stash and get a few thousand more in coverage!

 

[HoosierLife]

Yeah AmCon and 5 Star are a perfect fit here.

5 Star 10K NS $119.69

AmCon same $117..50

 

[Insuranceman]

Thanks, I think I'll check out Five Star...

 

[Eldo]

Yeah AmCon and 5 Star are a perfect fit here.

5 Star 10K NS $119.69

AmCon same $117..50

American Home Life 10K NS $ 117.42

 

[jdeasy]

American Home Life 10K NS $ 117.42

Will they take him?............................

 

[Eldo]

Will they take him?............................

AHL goes back 24 mos. on heart. I think the question here is the fact that he renews his nitro considered treatment?
I cannot find any knockout meds in their underwriting guide.