Annuity Instead of Life Ins for Seniors?

[VolAgent]

To the OP if the senior really asks about this just be honest and explain its a fact of life based on waiting to this age to purchase this type of product...by product I mean a FE plan that is not going to be getting dividends to increase the face amount.

Even par-whole life is pretty ugly once you get into the late 60s and 70s. Particularly for smokers or sub-standard risk. There really are no good solutions if you wait that long.

 

[bar77kay]

Thank's to all of you for your response. I realize that one size does not fit all in this business, and each case has to be handled different. I just know that some of these people in the senior market looks like they may outive me and I am in my mid fifties.

Ky Agent

 

[padthaiforlunch]

I just know that some of these people in the senior market looks like they may outive me and I am in my mid fifties.

Ky Agent

Scary, isn't it?

Time to up the cardio and the leafy greens. Better yet, pick up the bottle and pickle yourself. Booze is a great preservative.