I hate to spoil insurance agents dreams of making lots and lots of easy money off of people being forced to buy insurance by the government. I hate to do it but somebody has got to be the one to tell it like it is. If the government does force people to have insurance and if those people start buying insurance in droves tthe insurance companies will lower the commissions to about 2 bucks a month like they did for the medicare drug plans. Wake up and smell the roses dreamers! you will not live to see the day that you are going to make easy money selling health insurance to people being forced to buy it. Aint happening in this lifetime folks. Dont hate the messinger because you know Im speaking gospel here.
Any Change's Not Till 2013???
- Thread starter Crapgame44
- Start date
- 990
What you're speaking "Yoda" is another load of ignorance.
"Easy money." You don't have any idea what you are talking about.
Plenty of that out here.
I love these non ins. people who stumble upon this form and can't wait to stir some sh*t up.
Hey Yoda, you're old … die already?
- 3,352
I never thought I would say this: But I am SICK of all this health reform speculation. Truly tired of it. I hate socialism as much as anybody, but all this talk nauseates me. No knock on anybody in particular, I just don't have the stomach for it anymore.
- 990
I'm with ya Dime.
Over it.
I still say, and obviously hope, that we are well into Barry's 15 mins.
Seal the borders. Wait for it ... give the illegals that are here work permits and residency. They ain't going anywhere so we might as well have them contribute. Seal it up.
Cheap labour is one thing but is it worth it?
As much as I think Bush was an embarrassment, we can do better than this. This current clown talks out of both sides of his mouth more than anyone. Couldn't lead a duck to water. They don't want to fix anything; just exploit the situation to gain further control.
- 14,808
We have quite a long road; out of committee, merge House/Senate bills, add amendments, add pork, floor vote for both House/Senate, signed by Obama then implementation.
Before the floor vote any speculation is like discussing if there's alien life.
However, from running the association and getting calls literally all day from agents arguing that they'll be "out of business" my advice is the same; "then you'd better sit this one out."
Before the floor vote any speculation is like discussing if there's alien life.
However, from running the association and getting calls literally all day from agents arguing that they'll be "out of business" my advice is the same; "then you'd better sit this one out."
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- 291
Speculation about what is either going to happen or not happen, is fun I admit, but it's a useless waste of time, imho. If Congress doesn't know what the puck they're doing, how are we suppose to guess what changes, and overall effects any bill in whatever final form gets passed would have? Nothing is clear at this moment, and probably will get less clear the more they talk and haggle.
The fat lady hasn't even gotten to her dressing room, or finished gorging on her dinner...
I don't mean to take the punch bowl away...speculate on to your heart's content. I may still want a sip of that, but man I'm just punch drunk with all the drama. Why can't they just fix what's broken only...whatever can of worms that might be?
Yep, it's open season...have at it.
Alph-red-o
The fat lady hasn't even gotten to her dressing room, or finished gorging on her dinner...
I don't mean to take the punch bowl away...speculate on to your heart's content. I may still want a sip of that, but man I'm just punch drunk with all the drama. Why can't they just fix what's broken only...whatever can of worms that might be?
Yep, it's open season...have at it.
Alph-red-o
- 990
Speculation about what is either going to happen or not happen, is fun I admit, but it's a useless waste of time, imho. If Congress doesn't know what the puck they're doing, how are we suppose to guess what changes, and overall effects any bill in whatever final form gets passed would have? Nothing is clear at this moment, and probably will get less clear the more they talk and haggle.
The fat lady hasn't even gotten to her dressing room, or finished gorging on her dinner...
I don't mean to take the punch bowl away...speculate on to your heart's content. I may still want a sip of that, but man I'm just punch drunk with all the drama. Why can't they just fix what's broken only...whatever can of worms that might be?
Yep, it's open season...have at it.
Alph-red-o
If it comes to a referendum ... I'll vote, believe that.
Already written letters, etc.
My only concern at this point is whether or not to slap any more funds into marketing for the time being.
Call me crazy ... I've been called worse, but this lil Neocon is hold'n his cards for the time being.
I shake my head when I see these posts about whether and how a newbie should get into this ... I'm thinking the only people going to survive till whatever this is blows over have a decent book and solid retention. I can't imagine someone getting this off of the ground right now with no float.
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Ok you guys are right I'm the village *** and don't know nothing. But if you really are health insurance professionals then you should have figured out by now know that the health insurance companies cant raise premiums fast enough to keep up with the rising costs of Drs and hospitals. What part about health care costs eventually becoming unaffordable for most of us don't you understand? We cant just sit back and do nothing and everything is going to be alright.
- 3,863
Yoda do you know the pending bills if passed will raise rates? Particuarly in the individual market which will have to cover all pre existing problems with no waiting periods ( even if uninsured prior ).
This scenerio is real bad on rates.
This scenerio is real bad on rates.
TXINSURANCE SAID- Yoda do you know the pending bills if passed will raise rates? Particuarly in the individual market which will have to cover all pre existing problems with no waiting periods ( even if uninsured prior ).
This scenerio is real bad on rates.
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Your argument seems to make assumptions that everybody that will be signing up for insurance is going to be unhealthy. Not everybody out there without health insurance is unhealthy. In fact for the most part 95% of the people out there with out health insurance are very healthy. If the government is able to make all those healthy people pay for insurance then the price of insurance should go down. The very reason for this law forcing people to have health insurance is to force the healthy people(young) into the pool to help pay for the unhealthy people(old). Most young people under 35 are pretty healthy and the days of them skating by without health insurance are over as they will now be forced to pay a couple of thousand dollars a year for helath insurance.
This scenerio is real bad on rates.
================================================
Your argument seems to make assumptions that everybody that will be signing up for insurance is going to be unhealthy. Not everybody out there without health insurance is unhealthy. In fact for the most part 95% of the people out there with out health insurance are very healthy. If the government is able to make all those healthy people pay for insurance then the price of insurance should go down. The very reason for this law forcing people to have health insurance is to force the healthy people(young) into the pool to help pay for the unhealthy people(old). Most young people under 35 are pretty healthy and the days of them skating by without health insurance are over as they will now be forced to pay a couple of thousand dollars a year for helath insurance.
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