The only way to know about costs is to ask upfront. Ask several people. I know almost nothing about how Liberty Mutual deals with their agents, so I can't answer this.
Do you need your own office?
Your own car?
Phones?
E&O coverage?
Marketing expenses?
Dues and fees for things like BNI and the Chamber?
City/County license fees
Insurance license renewal fees
Fax costs
Overnight mail costs (much less now than previously)
Do you pay staff?
Do you have to have staff?
Find out, it's good to know to set expectations up front.
Dan
Only thing in that list that he would actually pay out of pocket for is the BNI if he chose to join one. Everything else is taken care of.
We do not get staff as a producer only the top teir agents ones that put up more then 15 policies a week consistantly are aloud to get a sales assistant and LM pays for them as well.