Anyone Deal with Lifetel Web or Lifetelinsure.com?

[broncos12]

I'm on the opt A program now. I switched over a couple of months back. I was told I needed to be on the opt A program anyway, as I'm trying to become one of their managers. As you probably already know, the opt A program is a higher contract. In order to be able to mostly mirror the direct program, you need the higher level so you can still have the "high & low" starting option for downline agents. That being said, I'm not sure yet what % I'll be able to start agents. As I posted earlier, I'm going out there to Ontario on the 24th of this month to attend a seminar for managers and I'm sure that'll be some of what's covered. I originally started on the opt B program with them, though. I liked it, for the time I was on it and, like I was first told, it was helpful initially to get my feet wet. Fyi, you start on a bit lower contract, but you earn credit towards A leads on all placed business.

Hey there mikeyv7. I've been watching periodically to see if you made the trip out to SoCal you posted about. I saw your year end numbers on the LifeTel production report (I'm on Elly's team also, obviously). I think I posted that somewhere before. Your production looks great, congrats! Truthfully, I'm only guessing it's you, but how many "Mike's in Colorado's" can there be in Elly's group who are now starting a team Elly's the man, btw. The dude will only bend over backward for you. All you have to do is show you can write something (I can't stand the retards some times). Interestingly, that's my problem.

I've only talked very loosely with Elly about team building. Like anyone, I want to make as much money as I can, but I have a super solid rhythm going and I think if I just stay doing what I'm doing personally producing that I'll have an awesome year. I'm scared to even think about splitting my focus. I guess if I brought on nothing but "winners", it'd be nice to have agents under me. However, what are the odds on that? My fear is I'll get a couple of the Bozos I just talked about and then I'll be spending my time babysitting and not producing. I'm scared that by trying to increase my income team building, it's going to just cost me money that I would have made with my own personal sales. I'm completely torn. Honestly, aclaro, goillini52, what do you think? If you can make truly excellent money just writing personally, do you think it's worth the risk of trying to do some recruiting? To you Mike, was the pitch out there in SoCal strong enough to make the attempt? I know you're doing it, of course. Again, I'm just worried. Also, I have a real groove going working with Elly and everything is working right now. I heard Elly isn't really going to head the managers, but instead it was going to be Rob now. Is that what you were told mikeyv7?

 

[goillini52]

Hey there mikeyv7. I've been watching periodically to see if you made the trip out to SoCal you posted about. I saw your year end numbers on the LifeTel production report (I'm on Elly's team also, obviously). I think I posted that somewhere before. Your production looks great, congrats! Truthfully, I'm only guessing it's you, but how many "Mike's in Colorado's" can there be in Elly's group who are now starting a team Elly's the man, btw. The dude will only bend over backward for you. All you have to do is show you can write something (I can't stand the retards some times). Interestingly, that's my problem.

I've only talked very loosely with Elly about team building. Like anyone, I want to make as much money as I can, but I have a super solid rhythm going and I think if I just stay doing what I'm doing personally producing that I'll have an awesome year. I'm scared to even think about splitting my focus. I guess if I brought on nothing but "winners", it'd be nice to have agents under me. However, what are the odds on that? My fear is I'll get a couple of the Bozos I just talked about and then I'll be spending my time babysitting and not producing. I'm scared that by trying to increase my income team building, it's going to just cost me money that I would have made with my own personal sales. I'm completely torn. Honestly, aclaro, goillini52, what do you think? If you can make truly excellent money just writing personally, do you think it's worth the risk of trying to do some recruiting? To you Mike, was the pitch out there in SoCal strong enough to make the attempt? I know you're doing it, of course. Again, I'm just worried. Also, I have a real groove going working with Elly and everything is working right now. I heard Elly isn't really going to head the managers, but instead it was going to be Rob now. Is that what you were told mikeyv7?

You should do what you feel comfortable doing. Being a manager or having a team isn't for everyone. Sometimes your downline takes up so much of your time, that you make less money.

Early in my career I had what we called a Unit(same as a team). After a couple of years I got tired of babysitting. I feel more free and have less stress just worrying about myself. Everybody's different.

 

[mikeyv7]

Ha! Yes, that would be me. From earlier indicators, I had a feeling we might be in the same overall area. Having said that, I don't call CO leads. People here have changed so much. There's too much of that "stuff" in the air, literally. We've been in CO forever, but I don't even recognize it anymore. Already, we have planned to move to NC at the end of this year. That's another reason I like the LifeTel system because I can work anywhere. I'm getting out of CO with good memories (we raised our kids here), but we're getting out while we still have those good memories and we want to be closer to our daughter and new grand baby. And, yes, the trip to Ontario was well worth it and the presentation was powerful. I'm proceeding on it aggressively, yet still cautiously, and I think the comment from goillini is very rich in wisdom. I thought that last post was very well said, goillini. It's a thought and concern I've had myself and I'm going to try my best to use the new extra effort to move strictly forward and not backward at all.

Lastly, I thought the weather in LA was supposed to be sunny and nice? I was there almost 4 total days and it rained, rained and more rain the whole time I was there. I can get that kind of weather just staying home!

 

[HawaiianSun]

mikeyv7 and broncos12,
one of the requirements is to have a second phone dedicated to your business. I see the advantage to it, but is it really necessary?

 

[mikeyv7]

mikeyv7 and broncos12,
one of the requirements is to have a second phone dedicated to your business. I see the advantage to it, but is it really necessary?

Well, as I always understood it, the point is just to have a line and number for your insurance business. I already had a separate dedicated line for business and I'm only working with LifeTel anyway, so it was really a non issue for me. I can't say how strict a requirement it really is, because I already had the equipment to use in place, but it's probably best to ask whoever you're working with just to make sure they're okay with what you've got. Trust me though, from my own experience with them, they just care that you write business, follow the program and don't cut corners. As long as that's happening, I don't think they really get that hung up on some of the smaller stuff

 

[goillini52]

If you would, that'd be great! I was actually just looking up what I could find on them (ANICO) and their rates do look good, from what I just saw and what I've seen in the past. They're rates are probably even on ipipeline, come to think of it. I'd contract with them through LifeTel obviously, but I might just give em a real look. I'll keep an eye out and see what you have to say, if they do a good job processing. Good luck with your sale!

Update...I didn't write the term. I did write 2 nice FE policies and still could get the term down the road. This couple had no life insurance and are having to fit over $100 a month into their budget all at once for the FE. After they get used to that for a while, I'll bring the term back up.

 

[jboussea]

mikeyv7 and broncos12,
one of the requirements is to have a second phone dedicated to your business. I see the advantage to it, but is it really necessary?

There's a little known free service known as Google Voice.. completely free of charge... you get a new number.. use hangouts.google.com to make free calls from that number

and Voila!!!!!!!

 

[pcbinsurance]

Little known? I think everybody here knows about it.

 

[Lola2016]

LifeTel Financial & Insurance Services is Def SCAM! ..They had a craigslist ad for insurance telesales job, working remote. I replied to it and got a letter from the president of the company saying that this position calls for a $650 upfront cost to cover the expenses for marketing. Since I was attending CA Life insurance class online, he asked for $300 upfront, which I paid him by PayPal He was also dishonest about having full staff answering emails, etc. he sent me a Link with prerecorded audio ( his own voice) and when I told him that i changed my mind about joining his company he basically took the $300 and never responded to my emails or text mesgs.

 

[mikeyv7]

You see, this is exactly what I've been talking about. Throughout the 17 pages of this thread, there are certain items covered about the company. First, they run a CL ad, among other job boards. Okay, so do several other companies and agencies. New York Life runs a CL ad here in my area. Second, the cost is actually $595, not "$650", and I don't believe from my recollection that they call it a "marketing" fee. Fact is, that's a completely inaccurate statement. Third, the thread also has posts that talk about the company sending an initial welcome letter, signed by the president of the company, and, only in my humble opinion, that seems professional and I'm pretty sure most companies do that also. Fourth, as routine practice, they send everyone a presentation to explain the company and their selling program in detail. What's wrong with that and how does it matter who prepared it. Fifth, somewhere in this thread also, it talks about the company doing a split payment thing for the cost for people who have to do their initial licensing. So far, no surprises here at all and sounds very consistent with what everyone else has posted along the way and it sure sounds like the company has, again, a pretty routine structure they stick to. Finally, there's my favorite part and this is the part talked about recently. Dah, dah... The famous "millennial texting". I would love to find out where texting your manager like a 15 year school girl became an acceptable and professional form of business communication. It's one thing, if you're actually instructed to do so which I don't think I've ever seen in my professional career. It's quite another, if you just start doing it on your own, thinking it's professional (it's not) and then you bark and complain if your silly, kinda sorta "business like" text messages are not returned. Fact, you text your momma, your girlfriend and probably, if you're a millennial, your therapist whenever the tension and pressure exceeds the acceptable level for you when you're operating outside of your "safe space".

In summation, you signed up with the company, you made a commitment, you paid the partial cost and then you flaked out. You thought it was fine to waste time, the commitment meant nothing and now it's on to waste someone else's time. The company didn't give you your partial payment back, their rotten and awful, it's all someone else's fault and you were just wronged. Sound familiar?! Like I said before, it's the same old, ongoing "life victims" saga. By the way, didn't the company tell you it's precisely the flake factor that's right at the heart of why the program has a cost