- Thread starter
- Staff
- #11
Applying Online for the Pre-Existing Condition Insurance Plan
- Thread starter STIBROKER
- Start date
- 17,096
Man! That felt like I was back in grade school waiting for the bell to ring. Did the guy NOT think he might want to take at least ONE more try or was that as good as he could ....uh....get...uh...it.
- 8,448
The national PCIP online procedure is simpler than what the bozo's that run the State of Illinois PCIP (known as IPXP) have set up for us to use.
From the IPXP site:
You'll need an electronic copy of the following paperwork for uploading in step 4:
- A copy of your current valid Illinois driver's license (front and back), an ID card issued by the Illinois Secretary of State or the most recent resident Illinois Income Tax Return (IL-1040).
- If you are currently insured, a copy of the policy.
- If you are a U.S. citizen, submit a certified copy of your birth certificate, passport or your certificate of naturalization. If you are not a U.S. citizen and are lawfully present in, or a national of the U.S., submit either the USCISI-551 (Green Card) or other residency documentation.
- If you have had coverage within the past 12 months, submit a "Certificate of Creditable Coverage" that verifies when you were last insured. The Certificate of Creditable Coverage can be obtained from the company that issued your prior health coverage.
- If you are a minor or are legally incompetent, please include legal guardianship documents (as required in step 1 of the application).
- Include any Social Security Administration (SSA) correspondence (as required in step 1 if you have applied for SSA).
-Allen
- 1,896
But here in IL, they're going to create an exchange for $93 million - which they intend to apply for grants through the federal government to help pay for. In other words, that $178 million is gone.
Wouldn't it be easier, and cheaper, just to buy a few agencies?
I know a lot of folks use the internet for purchases, including insurance products, but so there are a lot of folks who don't have a computer, or web access, and even if they do they only know how to use it to check email.
The local phone company still prints phone books but no longer drops them on your doorstep. If you want a book, you have to call (or possibly go online), and request one.
The fact they still print phone books tells me there are some folks that don't use the internet for everything.
Did they really pronounce PCIP as "pee-sip"? You've got to be kidding! Who would buy insurance from "pee-sip.gov"? What next? "Eat sh*t.gov"??
G
Guest
Guest
Ha, funny! We sent out a link the other day to a client after he applied and got declined. We haven't signed up for PCIP to get any comp, still thinking on that. Anyway, I downloaded the app just to look at it again, and I saw that a doc could write a note as well, which is a pita I am sure for the applicant. One thing I never noticed before though: it also says you can get a letter from a licensed insurance agent stating you have a condition that is uninsurable. I don't know about you, but I am NOT going to do that. Even if it is someone with HIV, hepatitis C, and a diabetic with a bad heart. I am not going to sign my name to anything and submit it to the govt. Better to get the ins co decline letter.
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- #19
Its just like the agent page in the state risk pool that I have been putting in for years.....and to make sure I have them phone in a application with Humana....declines in 2 hours if not instantly.......and what is the difference in putting your name on a application with medical history on it......
