Counterinsurgnt
New Member
- 2
Hello, I had a moving violation 2 years ago, it was basically a ticket for 19 mph over the limit which I took a plea deal for a unsafe driving because the prosecutor assured me that my insurance rates could not increase if I took that deal. I live in NJ by the way.
Just 6 months ago I was in an at fault accident where my bumper and the other drivers bumper were damaged slightly. I needed a whole new bumper which cost $2800 total. I'm unsure of the other drivers cost but I can't t image it would be more than mine was.
Now, that claim was paid out to the body shop on March 21st 2018. My insurance renewed on June 2018 but I still see my discounts and 5 years no claim discount and the only thing listed under accidents and violations is the moving violation....NO ACCIDENT...
What's going on? Why is it not listed? To my knowledge I didn't have accident forgiveness. Also I called up on September 21st to ask for a quote for a 2017 SUV and to remove my current car. I was told it would be a $18 a month increase total! So still no huge bump up for the accident....
Again what the heck is going on?
Thanks for any insight to this. Im really afraid to buy a new car for the quoted insurance price and then in two months when I renew it jumps up hundreds of dollars and now I can't t afford my car payments!
Just 6 months ago I was in an at fault accident where my bumper and the other drivers bumper were damaged slightly. I needed a whole new bumper which cost $2800 total. I'm unsure of the other drivers cost but I can't t image it would be more than mine was.
Now, that claim was paid out to the body shop on March 21st 2018. My insurance renewed on June 2018 but I still see my discounts and 5 years no claim discount and the only thing listed under accidents and violations is the moving violation....NO ACCIDENT...
What's going on? Why is it not listed? To my knowledge I didn't have accident forgiveness. Also I called up on September 21st to ask for a quote for a 2017 SUV and to remove my current car. I was told it would be a $18 a month increase total! So still no huge bump up for the accident....
Again what the heck is going on?
Thanks for any insight to this. Im really afraid to buy a new car for the quoted insurance price and then in two months when I renew it jumps up hundreds of dollars and now I can't t afford my car payments!