Auto-Owners Insurance ?

In Utah Auto-Owners, and Owners insurance are a big player with small to midsize car dealerships as well as auto shops etc. We write a lot of Colorado Casualty for that as well, but where Auto-owners does well is that some agents will use the dealer blanket coverage to cover autos owned by the business where other carriers (at least here) make you sell them business auto coverage. It makes it hard to beat Auto-Owners rates. I am unsure about specialty shops, but you never know.

One thing I am convinced about is that a lot of commercial agents lie to the companies and their clients about the coverage they really do have.
 
I highly doubt that a standard carrier has a re insurance treaty that will allow them to touch a private passenger aircraft in anyway. I have an agency that was with sentry and he insures just about every type of machine shop on earth and I have never seen one working on private aircraft with a standard carrier. We have some doing government/military work with and without products coverage but a private party end user would violate all reinsurance treaties that I have seen.

I like the idea of an email to the UW or carrier rep asking if they will cover that exposure and then showing the response to the prospect.
 
One thing I am convinced about is that a lot of commercial agents lie to the companies and their clients about the coverage they really do have.


I whole heartedly agree... I just ran into an excavating contactor who their agent had them covered by a landscape gardener BOP and they were wondering why all their claims were denied.
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Well today is the day I will attempt to open his eyes... Wish me luck!
 
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Why can you get appointed with auto owners.
:nah:

We are appointed with Financial Pacific and United Fire Group and they honestly seem to have the same appetites as Auto-Owners except 9/10 I can beat Auto-Owners with United Fire Group it is just times like these when Im like... "whaaaat... there is no way a standard carrier will touch that" and it always seems to be Auto-Owners associated.
 
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