In Utah Auto-Owners, and Owners insurance are a big player with small to midsize car dealerships as well as auto shops etc. We write a lot of Colorado Casualty for that as well, but where Auto-owners does well is that some agents will use the dealer blanket coverage to cover autos owned by the business where other carriers (at least here) make you sell them business auto coverage. It makes it hard to beat Auto-Owners rates. I am unsure about specialty shops, but you never know.
One thing I am convinced about is that a lot of commercial agents lie to the companies and their clients about the coverage they really do have.
One thing I am convinced about is that a lot of commercial agents lie to the companies and their clients about the coverage they really do have.