Barry Makes a Boo-Boo

[Winter_123]

Am listening to Barry at the "town hall meeting" right as we speak.

This gal gets up and starts her question with "as someone who is soon to be a health care provider, I would like to ask.."

All fine and dandy. Then at the end of his answer he quips over to her........."and by the way, thank you for being a nurse. We need nurses."

Errrr....I didn't hear her say she was nurse. She said she was soon to be a "health care provider" which I took to mean that she could also be about to become a physician as well.

Sexist stereotype? You decide. You won't see the lib media questioning it.

 

[Rivers1]

Can I puke now? Everyone there is sucking his knees.

 

[ins.dave]

I'll give it to ya Winter. You were onto this yutz early on.
WHAT IN THE HELL ARE THEY DOING!?!?!
J*s*s Chr*t, I don't know how I'm staying sober through this. Equal parts vanity and good sense I hope. Did lose 18 lbs. since 05.01.09 ...
O.K., deep breath ... pheeeew.
A week or two ago I see this dem rep. on a youtube video from a town hall. She states that with the new public option insurance companies won't be able to cancel people any more.
At the time, I'm thinking "this women doesn't know what she is talking about or is simply lying."
Obviously ins. companies can not do that. Then tonight we see BO stating the exact same thing.
Here's my question to all. Are they purposefully trying to confuse people with the term cancellation when what they are referring to is a rescission as another fear tactic to win public approval? That's all I can figure.

 

[VolAgent]

Here's my question to all. Are they purposefully trying to confuse people with the term cancellation when what they are referring to is a rescission as another fear tactic to win public approval? That's all I can figure.

Next health app you take, ask the person if they even know what guaranteed renewable means, and if their current or new policy is guaranteed renewable.

Most people think their health insurance can be cancelled, just like their auto. And I'd say all the ads about 'It can never be taken away from you' really only reinforce that belief.

 

[ins.dave]

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Re: Barry Makes a Boo-Boo Go to Top ​

Originally Posted by ins.dave
Here's my question to all. Are they purposefully trying to confuse people with the term cancellation when what they are referring to is a rescission as another fear tactic to win public approval? That's all I can figure.​

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Next health app you take, ask the person if they even know what guaranteed renewable means, and if their current or new policy is guaranteed renewable.​

Most people think their health insurance can be cancelled, just like their auto. And I'd say all the ads about 'It can never be taken away from you' really only reinforce that belief.​

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Can you explain what you stated shown here in bold type more clearly? What adds are you referring to?

I like the guaranteed renewability angle …
Of course we make sure that they know that they can keep the policy for as long as they wish up to age 65 and go into the portability benefit vs. Cobra or a group plan along with its additional expense, but yeah, that's a good way to frame it.

You guys know of non renewable indie products? If so, name some? Freak'n M*ga I suppose. That wouldn't surprise me.

 

[somarco]

Policies can be cancelled on a block basis when carriers decide to withdraw from a market. Just a few years ago MOO abandoned the major med market and let some folks in a bad position.

 

[VolAgent]

Most people think their health insurance can be cancelled, just like their auto. And I'd say all the ads about 'It can never be taken away from you' really only reinforce that belief.
--------------------------

Can you explain what you stated shown here in bold type more clearly? What adds are you referring to?

I like the guaranteed renewability angle …
Of course we make sure that they know that they can keep the policy for as long as they wish up to age 65 and go into the portability benefit vs. Cobra or a group plan along with its additional expense, but yeah, that's a good way to frame it.

You guys know of non renewable indie products? If so, name some? Freak'n M*ga I suppose. That wouldn't surprise me.

Half the ads on tv for life and health throw that line in. I couldn't name a carrier or a product, and that is the point. Neither can the consumer, they can't keep it all straight.

As far as a product that isn't guaranteed renewable, I believe TRH administered by BCBS and sold by Tennessee Farm Bureau is less than guaranteed renewable. I couldn't tell you what, as I don't really deal with it.

This issue isn't so much about reality as it is appearance. As long as consumers believe they can lose their health insurance through no fault of their own, politicians can take advantage of it.

 

[ins.dave]

In response to -

Re: Barry Makes a Boo-Boo Go to Top
Policies can be cancelled on a block basis when carriers decide to withdraw from a market. Just a few years ago MOO abandoned the major med market and let some folks in a bad position.

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The doctor is in. Five cents please.
Georgia Health Insurance Quotes
Affordable dental insurance

Right. Haven't dealt with that one before. MOO not what we'd call a competitor for most. Isn't there some kind of a guaranteed deal that people can go into in the event of that? The term escapes me.
Different than hippa? I.E less expensive but still guaranteed issue?

 

[GreenSky]

I'm not an Obama fan but I'll give him a pass on this one. Bush would have thanked her for helping her husband in his medical office.

Rick

 

[ins.dave]

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Re: Barry Makes a Boo-Boo Go to Top



Originally Posted by ins.dave

Most people think their health insurance can be cancelled, just like their auto. And I'd say all the ads about 'It can never be taken away from you' really only reinforce that belief.​

--------------------------​

Can you explain what you stated shown here in bold type more clearly? What adds are you referring to?

I like the guaranteed renewability angle …​

Of course we make sure that they know that they can keep the policy for as long as they wish up to age 65 and go into the portability benefit vs. Cobra or a group plan along with its additional expense, but yeah, that's a good way to frame it. ​

You guys know of non renewable indie products? If so, name some? Freak'n M*ga I suppose. That wouldn't surprise me.

----------------------------


Half the ads on tv for life and health throw that line in. I couldn't name a carrier or a product, and that is the point. Neither can the consumer, they can't keep it all straight.

As far as a product that isn't guaranteed renewable, I believe TRH administered by BCBS and sold by Tennessee Farm Bureau is less than guaranteed renewable. I couldn't tell you what, as I don't really deal with it.

This issue isn't so much about reality as it is appearance. As long as consumers believe they can lose their health insurance through no fault of their own, politicians can take advantage of it.

--------------------------

Cool. Yeah, we are on the same page. I'm down. Perception becomes reality.
That was my point exactly, they are playing with people's fear big time. Like I said earlier, besides non renewable (also any short term major has to be renewed every 12 os. at a maximum which could also play into this shell game to a degree ...) some people may have heard of a recission. You know, where a company finds out that someone lied to them, made it through u/w and then within the first 2 years of contestability they are found out and at best refunded their premium. I've had situations where they were not refunded (to my knowledge) but their 50,000+ heart treatment was not paid for as they went in for treatment 17 days after approval ... United found e/r records showing prior treatment ... ? Some might confuse this as a "cancellation." All misinformation spun around a lynch pin of fear.
I do believe that a good bit of the Indie market is at least that savey. I mean c'mon. That non renewable deal is pretty rare at best and people have had or know of others that have had claim activity without being "cancelled" upon renewal or ever. The tv was on earlier tonight in the other room and I could not believe I was hearing BO state this. But then again, would the smooth talker even know the difference? Has he personally ever been on an Indie plan? Has he done his homework? The female dem rep. at the town hall meeting in Tampa on the youtube video started her little rap with this line also along with the "no prexisting conditions" carrot until she was verbally barraged to the point of walking out early. If you haven't seen it. I think she was in fear for her own safety. Seriously.
I can not condone such raucous behaviour ... interrupting every other word being said, etc., but I'll tell ya, I do think people are seeing through this B.S.
They just thought that people were going to go out into their front yards and grab their ankles.
Didn't happen.
A glimmer of hope for this republic yet.

Oh yeah, BO was going to part the seas and open the heavens. Pffffffff. (Is that the correct spelling?)
The only people still believing that are the ones with no skin in the game. They a) have comprehensive coverage paid at 80 - 90% by an employer but still call you up asking if you can "beat their current rate ..." I can hear some of you chuckle from here ... cause I know you've had that one, b) Have no coverage because they can't seem to "budget" for it; my personal favourite of the species ... one of the 10,000,000 people with no coverage who are in a family that makes over 70,000 per year, or c) have genuine medical / financial issues and have not so great medicaid, etc. Personally, my wife and I have a 7000 H.S.A and I will GLADLY continue to pay for the coverage I have rather than be subjected to a nationalized, rationed out piece of garbage plan provided by BO and buddies. Yeah, it is about more than our "6 figure incomes."