No need, everyone exempt after looking at these numbers.
Let me give everyone some perspective.
All HMO's, all tiny networks, Cigna uses medical group buildings for their PCP:
50 yr old for cheapest bronze plan:
Aetna - $273 up to $507/mo
Phx - $225 up to 506
Cigna - 307 up to 365 (clear winner) (their medical groups will be overwhelmed)
60 yr old cheapest bronze:
Aetna = $588 now, up to $1093/mo
Phx = $433 up to $961/mo
Cigna = $550 up to $654/mo
Family of 4 - age 47 - cheapest bronze:
Aetna = $671 up to $1250/mo
Phx $554 up to $1229/mo
Cigna $756 up to $900/mo = $10,800 a year
Get a handle on the 8.13% rule, as most people may now be exempt from the penalty. Gotta brush up on STM contracting.
For example, up to 135k of income is exempt from penalty in family of four above.
Very few will be able to afford these prices, only the subsidized.
Let me give everyone some perspective.
All HMO's, all tiny networks, Cigna uses medical group buildings for their PCP:
50 yr old for cheapest bronze plan:
Aetna - $273 up to $507/mo
Phx - $225 up to 506
Cigna - 307 up to 365 (clear winner) (their medical groups will be overwhelmed)
60 yr old cheapest bronze:
Aetna = $588 now, up to $1093/mo
Phx = $433 up to $961/mo
Cigna = $550 up to $654/mo
Family of 4 - age 47 - cheapest bronze:
Aetna = $671 up to $1250/mo
Phx $554 up to $1229/mo
Cigna $756 up to $900/mo = $10,800 a year
Get a handle on the 8.13% rule, as most people may now be exempt from the penalty. Gotta brush up on STM contracting.
For example, up to 135k of income is exempt from penalty in family of four above.
Very few will be able to afford these prices, only the subsidized.