Best annuity payout 5 years

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I had forgotten about this because I am interested in joint life payouts.

If you go to single life payouts, ages 70 and above, and take lifetime income after one year on $100K, according to their consumer facing calculators, the Nationwide payout is a bit higher than the North American. ( I believe the Nationwide payout used to be a lot higher, but it is still slightly over.)

If you do joint life payouts, it's a different story.

Thanks. All the examples from the study I looked at were single life payouts. The example(s) were based upon high-quality planning, other assets invested, life insurance in place, etc. I am sure single to joint can make massive differences from carrier to carrier. Thanks again.